ZIP 55947 Foreclosure, Tax-Lien & Distress Report

ZIP code 55947 in Houston County, Minnesota carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Its standout signals are structural risk (29/100), institutional ownership (22/100), construction/permit lag (20/100). construction/permit lag (20/100) and mortgage stress (11/100) stay muted. The latent-versus-live split is 29/100 structural and 3/100 already moving.

The market reads peak — home values rose 4.2% year on year, and 20% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 3,459 housing units. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas. 90% of housing is owner-occupied. About 38% have a four-year degree. 7,319 residents call 55947 home, typically aged 48. Median household income is $85,464, near the U.S. median near $78,000. The typical home is worth about $302,200 (3.1× income, relatively affordable). Around 29% of renters are cost-burdened. The vacancy rate is 7.2%. DLRadar's demographic-stress index for the area reads 23/100.

On balance, 55947 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 55947 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 55947's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 55947 shows blanks, not estimates, wherever the record is sparse.

Each component behind 55947 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. In workflow terms, 55947 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.