ZIP 55947 Foreclosure, Tax-Lien & Distress Report
Houston County, Minnesota · Distress market
ZIP code 55947 in Houston County, Minnesota carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic distress index. Its standout signals are structural risk (26/100), institutional ownership (25/100), mortgage stress (11/100). mortgage stress (11/100) and construction/permit lag (1/100) stay muted. The latent-versus-live split is 26/100 structural and 3/100 already moving.
The market reads peak — home values rose 4.2% year on year, and 20% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The ZIP holds roughly 3,459 housing units. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas. 90% of housing is owner-occupied. About 38% have a four-year degree. 7,319 residents call 55947 home, typically aged 48. Median household income is $85,464, near the U.S. median near $78,000. The typical home is worth about $302,200 (3.1× income, relatively affordable). Around 29% of renters are cost-burdened. The vacancy rate is 7.2%. DLRadar's demographic-stress index for the area reads 23/100.
On balance, 55947 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 55947 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 55947's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 55947 shows blanks, not estimates, wherever the record is sparse.
Each component behind 55947 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. In workflow terms, 55947 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 55947 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 55947 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 55947, the same set carried on every parcel.
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More distress data near 55947
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Unlock the full ZIP 55947 acquisition report
Open 55947 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology