ZIP 55941 Foreclosure, Tax-Lien & Distress Report

In Houston County, Minnesota, ZIP 55941 scores 17 of 100 for composite distress, a low level on DLRadar's distress index. Leading the profile are construction/permit lag (39/100), institutional ownership (36/100), structural risk (36/100). structural risk (36/100) and mortgage stress (15/100) stay muted. Structural exposure scores 36 and live distress 5 on the 0–100 scale.

Prices here sit in a peak phase: values rose 5.0% over the trailing year, and 46% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $219,400 (2.9× income, relatively affordable). The ZIP holds roughly 516 housing units. About 1,084 people live here, median age 36. Around 20% of renters are cost-burdened. The vacancy rate is 5.2%. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 25/100. About 18% have a four-year degree. The tenure split is 75% owner-occupied to 25% rented. Households earn a median $71,607 — near the roughly $78,000 national figure.

On balance 55941 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 55941 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 55941 runs through one identical scoring model, so its 17/100 sits on the same scale as every other ZIP in Houston County, Minnesota and the nation. Nothing here is interpolated — where a source is thin for 55941, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 55941 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. The point of the 55941 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.