ZIP 55941 Property Distress & Foreclosure Data

DLRadar grades ZIP 55941 (Houston County, Minnesota) at a low 20/100 for overall property distress. Structural risk reads 43/100 against active distress of 5/100. Property-level stress concentrates in construction/permit lag (59/100), structural risk (43/100), institutional ownership (39/100). By contrast, institutional ownership (39/100) and mortgage stress (15/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (64/100).

The market reads expansion — home values rose 6.4% year on year, and 46% higher over three years, at 48/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $219,400 here, or 2.9 times local income. There are about 516 housing units across 55941. About 1,084 people live here, median age 36. Rent burden reaches 20% of tenant households. Vacancy runs 5.2%. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 55941 scores 25/100. About 18% have a four-year degree. The tenure split is 75% owner-occupied to 25% rented. Households earn a median $71,607 — near the roughly $78,000 national figure.

Net-net, 55941 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.