ZIP 55921 Property Distress & Foreclosure Data

ZIP code 55921 in Houston County, Minnesota carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 43 and live distress 5 on the 0–100 scale. Environmental exposure also runs high (FEMA disaster exposure (64/100)). What sets it apart are the readings on construction/permit lag (59/100), structural risk (43/100), institutional ownership (39/100). On the quiet end sit institutional ownership (39/100) and mortgage stress (15/100).

The expansion-phase market in 55921 posted values that rose 6.4% over the year, and 34% higher over three years, at 48/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 2,257 housing units across 55921. Rent burden reaches 38% of tenant households. Population is roughly 4,793 with a median age of 45. Around 21% of adults hold a bachelor's degree or higher. 79% of housing is owner-occupied. The poverty rate is 6.8% — low. The typical home is worth about $201,600 (2.5× income, relatively affordable). At $76,679, median income runs near typical U.S. levels. Vacancy runs 6.0%. The demographic-stress sub-score lands at 25/100.

On balance 55921 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.