Houston County, MN: Foreclosures, Tax Liens & Distressed Properties
Houston County, MN, Minnesota: 9 ZIP codes scored, Houston County, MN averaging 17/100 (low, Houston, MN), from 13 to 24. Houston County, MN is in its peak phase (Houston, MN confidence 31/100): Houston, MN home prices up 5.0% (Houston, MN) over twelve months. Houston County, MN lender headwind: 51/100.
Highest-scoring Houston County, MN ZIPs: 55954 (24/100), 55919 (17/100), 55921 (17/100), 55931 (17/100), 55941 (17/100), 55974 (17/100). Also scored in Houston County, MN: 55971, 55943, 55947.
Across Houston County, MN's scored ZIPs: median home value $210,500, household income $76,822, 9.0% vacancy, 6.6% poverty, 83% owner-occupied, median age 44.4.
Houston County, MN insurance distress 37/100 (#1,414 in the US); FEMA hazard 52/100 for Houston, MN; 2 federal disaster declarations in Houston County, MN since 2023 (2 flood); 1 Houston, MN NFIP flood claims; Houston, MN construction distress 33/100.
5 banks with 9 branches lend in Houston County, MN; Houston, MN weighted bank stress 64/100, highest 88/100 in Houston, MN.
Houston County, MN unemployment 3.6% (Houston, MN -1.2 pts, six months); 49 new housing units permitted in Houston County, MN over twelve months, Houston, MN up 11% from 44; Houston, MN home prices +11.0% a year (Houston, MN) over three years.
8,774 housing units in Houston County, MN; 1,282 Houston, MN renter households; 37% of Houston, MN renters spend 30%+ of income on rent, 23% (Houston, MN) half or more.
Houston County, MN ranks #3,113 nationally on the opportunity index (Houston, MN, among all ranked counties); Houston, MN scores 21.9/100 and Houston, MN sits #81 inside Minnesota. Houston, MN is in the weak opportunity phase; Houston, MN's primary driver is bank institutional, Houston, MN second driver vacancy; Houston, MN moved down 392 places. 41 days on market observed in Houston, MN; 7.9% vacancy over 9 Houston, MN ZIPs.
No CFPB county sample covers Houston County, MN. The metro area reading for Houston, MN (La Crosse-Onalaska, WI-MN): 0.7% ninety-plus days late; Houston, MN's thirty-to-eighty-nine share is 1.4% (Houston, MN, December 2025 data); Minnesota overall 0.6%.
Houston County, MN has 3 watched banks; 3 Houston, MN banks sit in an elevated band. Houston, MN footprints: Esb Bank (3 branches, stress 63) in Houston, MN; Merchants Bank National Assn (3 branches, stress 59) in Houston, MN; Rushford State Bank Inc (1 branch, stress 88) in Houston, MN.
HUD lists 2 assisted multifamily properties in Houston County, MN with 130 units; 34 Houston, MN units are assisted, 1 Houston, MN properties under project-based Section 8.
640 of the 8,774 housing units in Houston, MN sit vacant. Houston County, MN permitted 0 multifamily units in twelve months; Houston, MN's one-to-four unit structures added 49 units in Houston County, MN.