ZIP 54603 Property Distress & Foreclosure Data

In La Crosse County, Wisconsin, ZIP 54603 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 38/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (66/100). Its standout signals are structural risk (38/100), institutional ownership (15/100), mortgage stress (6/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low.

The market reads expansion — home values rose 6.4% year on year, and 22% higher over three years, at 48/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $181,900 here, or 3.5 times local income. Vacancy runs 6.6%. The tenure split is 51% owner-occupied to 49% rented. About 21% have a four-year degree. About 14,181 people live here, median age 37. On demographic stress specifically, 54603 scores 34/100. Households earn a median $49,693 — below the roughly $78,000 national figure. Roughly 18.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 7,246 housing units across 54603. Rent burden reaches 40% of tenant households.

Net-net, 54603 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.