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ZIP 54656 Foreclosure, Tax-Lien & Distress Report

Monroe County, Wisconsin · Distress market

In Monroe County, Wisconsin, ZIP 54656 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Latent structural risk is 51/100 while live distress already moving reads 2/100. Leading the profile are construction/permit lag (57/100), structural risk (51/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (76/100), flood (NFIP) exposure (74/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 23% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 18,068 people live here, median age 39. The tenure split is 72% owner-occupied to 28% rented. 9.3% of residents fall below the poverty threshold. There are about 7,661 housing units across 54656. Vacancy runs 5.6%. Rent burden reaches 27% of tenant households. The typical home is worth about $214,400 (2.9× income, relatively affordable). DLRadar's demographic-stress index for the area reads 26/100. Around 20% of adults hold a bachelor's degree or higher. Median household income is $70,605, near the U.S. median near $78,000.

On balance 54656 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 54656 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 54656 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 54656 shows blanks, not estimates, wherever the record is sparse.

Each component behind 54656 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. The point of the 54656 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

22/100
Composite stress
51/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 54656

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk76
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 54656 Stress Report snapshot

The live 54656 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Rules-based scoring — each signal ties to a public dataset · methodology

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