ZIP 54648 Property Distress & Foreclosure Data

ZIP code 54648 in Monroe County, Wisconsin carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (76/100), flood (NFIP) exposure (74/100). The latent-versus-live split is 44/100 structural and 2/100 already moving. What sets it apart are the readings on structural risk (44/100), construction/permit lag (27/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 5.8% year on year, and 19% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 33% of renters are cost-burdened. The vacancy rate is 10.7%. Roughly 19.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 12% have a four-year degree. Households earn a median $70,227 — near the roughly $78,000 national figure. The ZIP holds roughly 646 housing units. On demographic stress specifically, 54648 scores 29/100. About 1,616 people live here, median age 37. The tenure split is 80% owner-occupied to 20% rented. A median home runs $167,800 here, or 2.5 times local income.

Net-net, 54648 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.