ZIP 54648 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 54648 (Monroe County, Wisconsin) returns a low composite of 22/100. Climate and flood risk are elevated too — climate & FEMA risk (76/100), flood (NFIP) exposure (74/100). Structurally it carries 51/100, against 2/100 of stress already in motion. What sets it apart are the readings on construction/permit lag (57/100), structural risk (51/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 5.3% year on year, and 19% higher over three years, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 33% of renters are cost-burdened. The vacancy rate is 10.7%. Roughly 19.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Educational attainment sits at 12% bachelor's-or-above. Median household income is $70,227, near the U.S. median near $78,000. There are about 646 housing units across 54648. The demographic-stress sub-score lands at 29/100. About 1,616 people live here, median age 37. Owners hold 80% of homes, renters 20%. The typical home is worth about $167,800 (2.5× income, relatively affordable).

Net-net, 54648 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 54648 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 54648 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 54648 stays directly comparable to neighboring ZIPs and the rest of Monroe County, Wisconsin. The score is rebuilt from public data as it updates, so 54648 reflects the current record instead of a stale or modeled snapshot.

Behind 54648's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 54648 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.