ZIP 54638 Foreclosure, Tax-Lien & Distress Report
Monroe County, Wisconsin · Distress market
Composite property distress in 54638 (Monroe County, Wisconsin) lands at 22/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (75/100), flood (NFIP) exposure (62/100). Property-level stress concentrates in construction/permit lag (55/100), structural risk (50/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. Latent structural risk is 50/100 while live distress already moving reads 2/100.
The market reads expansion — home values rose 5.2% year on year, and 60% higher over three years, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The typical home is worth about $283,300 (4.4× income). The poverty rate is 17.0% — high, a tax-stress and distress correlate. Owners hold 85% of homes, renters 15%. Educational attainment sits at 18% bachelor's-or-above. 1,541 residents call 54638 home, typically aged 44. Vacancy runs 10.3%. At $58,510, median income runs below typical U.S. levels. The ZIP holds roughly 657 housing units. Rent burden reaches 16% of tenant households. The demographic-stress sub-score lands at 30/100.
Net-net, 54638 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 54638's 22/100 can be lined up against any neighbor in Monroe County, Wisconsin or any ZIP coast to coast. 54638 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 54638's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 54638 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 54638’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 54638 by the numbers
The live 54638 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Monroe County
More distress data near 54638
Further distress data across Monroe County, Wisconsin at ZIP, county and state level.
Get the full acquisition report for 54638
Every distressed parcel in 54638 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology