ZIP 54638 Property Distress & Foreclosure Data

Monroe County, Wisconsin's ZIP 54638 registers 19/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (75/100), flood (NFIP) exposure (62/100). The most distinctive pressure shows up in structural risk (43/100), construction/permit lag (31/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted. Structural exposure scores 43 and live distress 2 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.9% over the trailing year, and 60% higher over three years, at 31/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $283,300, an affordability ratio of 4.4×. 17.0% of residents fall below the poverty threshold. Owners hold 85% of homes, renters 15%. Educational attainment sits at 18% bachelor's-or-above. 1,541 residents call 54638 home, typically aged 44. Vacancy runs 10.3%. Median household income is $58,510, below the U.S. median near $78,000. There are about 657 housing units across 54638. Rent burden reaches 16% of tenant households. DLRadar's demographic-stress index for the area reads 30/100.

Overall, 54638 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.