ZIP 54636 Property Distress & Foreclosure Data

DLRadar grades ZIP 54636 (La Crosse County, Wisconsin) at a low 17/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (66/100). Property-level stress concentrates in structural risk (38/100), institutional ownership (15/100), mortgage stress (6/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. Structural risk reads 38/100 against active distress of 2/100.

The market reads expansion — home values rose 6.4% year on year, and 20% higher over three years, at 48/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 6,611 housing units across 54636. A median home runs $321,500 here, or 3.2 times local income. Households earn a median $91,156 — above the roughly $78,000 national figure. Vacancy runs 1.6%. About 16,784 people live here, median age 39. On demographic stress specifically, 54636 scores 26/100. About 35% have a four-year degree. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 74% owner-occupied to 26% rented. Rent burden reaches 34% of tenant households.

Overall 54636 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.