ZIP 54636 Foreclosure, Tax-Lien & Distress Report
La Crosse County, Wisconsin · Distress market
ZIP 54636's composite property-distress score is 19/100 - DLRadar classes that as low for La Crosse County, Wisconsin. Climate and flood risk are elevated too — climate & FEMA risk (83/100). Its standout signals are structural risk (42/100), construction/permit lag (22/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (6/100) register low. Structural risk reads 42/100 against active distress of 2/100.
The peak-phase market in 54636 posted values that rose 5.0% over the year, and 20% higher over three years, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 6,611 housing units. A median home runs $321,500 here, or 3.2 times local income. Households earn a median $91,156 — above the roughly $78,000 national figure. Vacancy runs 1.6%. 16,784 residents call 54636 home, typically aged 39. DLRadar's demographic-stress index for the area reads 26/100. Educational attainment sits at 35% bachelor's-or-above. The poverty rate is 4.0% — low. 74% of housing is owner-occupied. Around 34% of renters are cost-burdened.
On balance, 54636 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 54636 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 54636 read uses the identical scoring model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 54636 stays directly comparable to neighboring ZIPs and the rest of La Crosse County, Wisconsin. Every figure is auditable to a public dataset and refreshed as records update; 54636 shows blanks, not estimates, wherever the record is sparse.
The 19/100 for 54636 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 54636 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 54636 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 54636 Stress Report snapshot
The live 54636 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
La Crosse County ZIPs near 54636
Nearest ZIP codes to 54636
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Wisconsin distress
Further distress data across La Crosse County, Wisconsin at ZIP, county and state level.
Unlock the full ZIP 54636 acquisition report
Get every distressed property in 54636 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology