ZIP 55922 Foreclosure, Tax-Lien & Distress Report

ZIP code 55922 in Fillmore County, Minnesota carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Its standout signals are construction/permit lag (54/100), structural risk (53/100), institutional ownership (43/100). On the quiet end sit mortgage stress (20/100). The split runs 53/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (68/100).

The neutral-phase market in 55922 posted values that rose 3.0% over the year (phase confidence 21/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 318 housing units across 55922. About 14% have a four-year degree. 853 residents call 55922 home, typically aged 32. Around 25% of renters are cost-burdened. Median household income is $60,000, below the U.S. median near $78,000. The typical home is worth about $120,300 (1.9× income, relatively affordable). The poverty rate is 21.5% — high, a tax-stress and distress correlate. The vacancy rate is 7.8%. DLRadar's demographic-stress index for the area reads 26/100. Owners hold 80% of homes, renters 20%.

Taken together, 55922 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 55922 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 55922's 24/100 can be lined up against any neighbor in Fillmore County, Minnesota or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 55922 shows blanks, not estimates, wherever the record is sparse.

Each component behind 55922 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For a buyer, 55922 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.