ZIP 55922 Property Distress & Foreclosure Data

In Fillmore County, Minnesota, ZIP 55922 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (54/100), institutional ownership (50/100), construction/permit lag (48/100). mortgage stress (20/100) stay muted. On the structural side it scores 54/100, with 6/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (68/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 3.9% over the trailing year, 1.0% off the recent peak (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 318 housing units. Educational attainment sits at 14% bachelor's-or-above. 853 residents call 55922 home, typically aged 32. Around 25% of renters are cost-burdened. Median household income is $60,000, below the U.S. median near $78,000. Home values center near $120,300, an affordability ratio of 1.9× — accessible. 21.5% of residents fall below the poverty threshold. The vacancy rate is 7.8%. DLRadar's demographic-stress index for the area reads 26/100. Owners hold 80% of homes, renters 20%.

Taken together, 55922 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.