ZIP 55965 Foreclosure, Tax-Lien & Distress Report
Fillmore County, Minnesota · Distress market
ZIP 55965's composite property-distress score is 24/100 - DLRadar classes that as low for Fillmore County, Minnesota. It additionally carries heavy environmental risk: flood (NFIP) exposure (66/100). Leading the profile are construction/permit lag (55/100), structural risk (54/100), institutional ownership (46/100). mortgage stress (20/100) stay muted. Structurally it carries 54/100, against 6/100 of stress already in motion.
The neutral-phase market in 55965 posted values that rose 3.0% over the year, and 37% higher over three years (phase confidence 21/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
About 2,253 people live here, median age 45. 13.5% of residents fall below the poverty threshold. Owners hold 78% of homes, renters 22%. Around 26% of adults hold a bachelor's degree or higher. Home values center near $206,700, an affordability ratio of 3.0× — accessible. Rent burden reaches 24% of tenant households. Vacancy runs 10.7%. DLRadar's demographic-stress index for the area reads 26/100. The ZIP holds roughly 1,080 housing units. At $62,917, median income runs below typical U.S. levels.
Overall, 55965 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 55965 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 55965 runs through one identical scoring model, so its 24/100 sits on the same scale as every other ZIP in Fillmore County, Minnesota and the nation. 55965 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 55965 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Practically, 55965 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 55965
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
55965 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Fillmore County
Nearest ZIP codes to 55965
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Fillmore County, Minnesota
Related ZIP, county and statewide reads linked to Fillmore County, Minnesota.
Unlock parcel-level detail for ZIP 55965
Every distressed parcel in 55965 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology