Prime Security Bank (FDIC #10971): Bank Stress & Real-Estate Credit Exposure

Prime Security Bank (FDIC Cert #10971): bank stress 77/100, severe, STABLE over 7 days; parent NORTH STATE BANCSHARES INC.

Prime Security Bank (#10971) lends in 3 counties across 1 state; Prime Security Bank (#10971) reaches 42 ZIP codes: Minnesota 3 counties, 42 ZIPs.

Prime Security Bank (#10971) largest markets: Dakota County, MN (22 branches, 22 ZIPs) (#10971), Kittson County, MN (11 branches, 11 ZIPs) (#10971), Scott County, MN (10 branches, 10 ZIPs) (#10971).

Prime Security Bank (#10971) reports $154.5 million in total assets; Prime Security Bank (#10971) equity $12.8 million (8.3% of Prime Security Bank (#10971) assets); Prime Security Bank (#10971) domestic deposits $131.3 million; Prime Security Bank (#10971) net income $745,000; Prime Security Bank (#10971) return on assets 1.00%; Prime Security Bank (#10971) return on equity 11.63%; Prime Security Bank (#10971) net interest income $2.7 million; Prime Security Bank (#10971) call report June 30, 2026.

Prime Security Bank (#10971) noncurrent real-estate loans 0.39% of its book; Prime Security Bank (#10971) net charge-offs on real estate 0.58%.

Prime Security Bank (#10971) net interest margin 3.77% against an eight-quarter Prime Security Bank (#10971) average of 3.56% (Prime Security Bank (#10971) compression -0.21 points); Prime Security Bank (#10971) real-estate loans 39.3% of equity; Prime Security Bank (#10971) rate-exposure score 40/100, Prime Security Bank (#10971) fixed-rate trap 40/100; Prime Security Bank (#10971) risk type credit driven; Prime Security Bank (#10971) rate regime rates elevated, Prime Security Bank (#10971) snapshot October 19, 2026.

Prime Security Bank (#10971) stress score moved from 64.4 on June 22, 2026 to 76.7 on October 20, 2026; Prime Security Bank (#10971) ranged 64.4 to 76.7 over 117 snapshots.

Prime Security Bank (#10971) alerts: 3 counties; top Prime Security Bank (#10971) alert scores: Karlstad County, MN 26 (low); Saint Paul County, MN 26 (low); Shakopee County, MN 26 (low).