American Nb Of Minnesota (FDIC #26499): Bank Stress & Real-Estate Credit Exposure
American Nb Of Minnesota (FDIC Cert #26499): bank stress 61/100, elevated, STABLE over 7 days; parent AMERICAN BCORP OF MN INC.
American Nb Of Minnesota (#26499) lends in 7 counties across 1 state; American Nb Of Minnesota (#26499) reaches 141 ZIP codes: Minnesota 7 counties, 141 ZIPs.
American Nb Of Minnesota (#26499) largest markets: Otter Tail County, MN (34 branches, 34 ZIPs) (#26499), Stearns County, MN (33 branches, 33 ZIPs) (#26499), Cass County, MN (24 branches, 24 ZIPs) (#26499), Crow Wing County, MN (72 branches, 18 ZIPs) (#26499), Beltrami County, MN (18 branches, 18 ZIPs) (#26499), Douglas County, MN (17 branches, 17 ZIPs) (#26499).
American Nb Of Minnesota (#26499) reports $473.2 million in total assets; American Nb Of Minnesota (#26499) equity $50.7 million (10.7% of American Nb Of Minnesota (#26499) assets); American Nb Of Minnesota (#26499) domestic deposits $347.6 million; American Nb Of Minnesota (#26499) net income $3.2 million; American Nb Of Minnesota (#26499) return on assets 1.35%; American Nb Of Minnesota (#26499) return on equity 12.86%; American Nb Of Minnesota (#26499) net interest income $9.2 million; American Nb Of Minnesota (#26499) call report June 30, 2026.
American Nb Of Minnesota (#26499) noncurrent real-estate loans: none reported; American Nb Of Minnesota (#26499) residential -0.02%; American Nb Of Minnesota (#26499) net charge-offs on real estate 1.05%; American Nb Of Minnesota (#26499) residential charge-offs 0.95%.
American Nb Of Minnesota (#26499) net interest margin 4.20% against an eight-quarter American Nb Of Minnesota (#26499) average of 4.02% (American Nb Of Minnesota (#26499) compression -0.18 points); American Nb Of Minnesota (#26499) non-residential real estate 95.3% of equity; American Nb Of Minnesota (#26499) rate-exposure score 40/100, American Nb Of Minnesota (#26499) fixed-rate trap 40/100; American Nb Of Minnesota (#26499) risk type credit driven; American Nb Of Minnesota (#26499) rate regime rates elevated, American Nb Of Minnesota (#26499) snapshot October 19, 2026.
American Nb Of Minnesota (#26499) stress score moved from 59.9 on June 22, 2026 to 60.9 on October 19, 2026; American Nb Of Minnesota (#26499) ranged 59.9 to 60.9 over 116 snapshots.
American Nb Of Minnesota (#26499) alerts: 7 counties; top American Nb Of Minnesota (#26499) alert scores: Alexandria County, MN 22 (low); Bemidji County, MN 22 (low); Detroit Lakes County, MN 22 (low); Fergus Falls County, MN 22 (low); Pequot Lakes County, MN 22 (low).