Midwest Bank (FDIC #9737): Bank Stress & Real-Estate Credit Exposure

Midwest Bank (FDIC Cert #9737): bank stress 42/100, contained, STABLE over 7 days; parent MIDWEST BANK GROUP INC.

Midwest Bank (#9737) lends in 3 counties across 1 state; Midwest Bank (#9737) reaches 58 ZIP codes: Minnesota 3 counties, 58 ZIPs.

Midwest Bank (#9737) largest markets: Otter Tail County, MN (68 branches, 34 ZIPs) (#9737), Clay County, MN (17 branches, 17 ZIPs) (#9737), Becker County, MN (64 branches, 16 ZIPs) (#9737).

Midwest Bank (#9737) reports $984.5 million in total assets; Midwest Bank (#9737) equity $93.4 million (9.5% of Midwest Bank (#9737) assets); Midwest Bank (#9737) domestic deposits $788.5 million; Midwest Bank (#9737) net income $11.7 million; Midwest Bank (#9737) return on assets 2.52%; Midwest Bank (#9737) return on equity 25.59%; Midwest Bank (#9737) net interest income $19.1 million; Midwest Bank (#9737) call report June 30, 2026.

Midwest Bank (#9737) noncurrent real-estate loans: none reported; Midwest Bank (#9737) net charge-offs on real estate 0.07%.

Midwest Bank (#9737) net interest margin 4.26% against an eight-quarter Midwest Bank (#9737) average of 4.07% (Midwest Bank (#9737) compression -0.19 points); Midwest Bank (#9737) rate-exposure score 40/100, Midwest Bank (#9737) fixed-rate trap 40/100; Midwest Bank (#9737) risk type credit driven; Midwest Bank (#9737) rate regime rates elevated, Midwest Bank (#9737) snapshot October 19, 2026.

Midwest Bank (#9737) stress score moved from 39.8 on June 22, 2026 to 42.1 on October 20, 2026; Midwest Bank (#9737) ranged 39.8 to 42.1 over 117 snapshots.

Midwest Bank (#9737) alerts: 3 counties; top Midwest Bank (#9737) alert scores: Barnesville County, MN 19 (low); Parkers Prairie County, MN 19 (low); Waubun County, MN 19 (low).