Sunrise Banks National Assn (FDIC #18561): Bank Stress & Real-Estate Credit Exposure
Sunrise Banks National Assn (FDIC Cert #18561): bank stress 86/100, severe, STABLE over 7 days; parent UNIVERSITY FINL GBC DBA SUNRISE BANKS.
Sunrise Banks National Assn (#18561) lends in 3 counties across 2 states; Sunrise Banks National Assn (#18561) reaches 110 ZIP codes: Minnesota 2 counties, 98 ZIPs; South Dakota 1 county, 12 ZIPs.
Sunrise Banks National Assn (#18561) largest markets: Hennepin County, MN (146 branches, 73 ZIPs) (#18561), Ramsey County, MN (27 branches, 27 ZIPs) (#18561), Lincoln County, SD (24 branches, 12 ZIPs) (#18561).
Sunrise Banks National Assn (#18561) reports $2.78 billion in total assets; Sunrise Banks National Assn (#18561) equity $255.2 million (9.2% of Sunrise Banks National Assn (#18561) assets); Sunrise Banks National Assn (#18561) domestic deposits $2.51 billion; Sunrise Banks National Assn (#18561) net income $4.8 million; Sunrise Banks National Assn (#18561) return on assets 0.35%; Sunrise Banks National Assn (#18561) return on equity 3.75%; Sunrise Banks National Assn (#18561) net interest income $58.3 million; Sunrise Banks National Assn (#18561) call report June 30, 2026.
Sunrise Banks National Assn (#18561) noncurrent real-estate loans: none reported; Sunrise Banks National Assn (#18561) residential 0.01%; Sunrise Banks National Assn (#18561) net charge-offs on real estate 0.36%; Sunrise Banks National Assn (#18561) residential charge-offs 0.17%.
Sunrise Banks National Assn (#18561) net interest margin 4.45% against an eight-quarter Sunrise Banks National Assn (#18561) average of 4.57% (Sunrise Banks National Assn (#18561) compression 0.12 points); Sunrise Banks National Assn (#18561) real-estate loans 0.3% of equity; Sunrise Banks National Assn (#18561) non-residential real estate 16.6% of equity; Sunrise Banks National Assn (#18561) rate-exposure score 40/100, Sunrise Banks National Assn (#18561) fixed-rate trap 40/100; Sunrise Banks National Assn (#18561) risk type credit driven; Sunrise Banks National Assn (#18561) rate regime rates elevated, Sunrise Banks National Assn (#18561) snapshot October 20, 2026.
Sunrise Banks National Assn (#18561) stress score moved from 86.1 on June 22, 2026 to 86.4 on October 20, 2026; Sunrise Banks National Assn (#18561) ranged 86.1 to 86.4 over 117 snapshots.
Sunrise Banks National Assn (#18561) alerts: 3 counties; top Sunrise Banks National Assn (#18561) alert scores: Minneapolis County, SD 26 (low); Saint Paul County, SD 26 (low); Sioux Falls County, SD 26 (low).