Security Bank&Trust Co (FDIC #15324): Bank Stress & Real-Estate Credit Exposure
Security Bank&Trust Co (FDIC Cert #15324): bank stress 54/100, moderate, STABLE over 7 days; parent FLAGSHIP FINANCIAL GROUP INC.
Security Bank&Trust Co (#15324) lends in 7 counties across 1 state; Security Bank&Trust Co (#15324) reaches 152 ZIP codes: Minnesota 7 counties, 152 ZIPs.
Security Bank&Trust Co (#15324) largest markets: Hennepin County, MN (292 branches, 73 ZIPs) (#15324), Ramsey County, MN (54 branches, 27 ZIPs) (#15324), Anoka County, MN (20 branches, 20 ZIPs) (#15324), Carver County, MN (144 branches, 18 ZIPs) (#15324), Sibley County, MN (16 branches, 16 ZIPs) (#15324), Isanti County, MN (65 branches, 13 ZIPs) (#15324).
Security Bank&Trust Co (#15324) reports $1.33 billion in total assets; Security Bank&Trust Co (#15324) equity $124.7 million (9.4% of Security Bank&Trust Co (#15324) assets); Security Bank&Trust Co (#15324) domestic deposits $1.20 billion; Security Bank&Trust Co (#15324) net income $12.7 million; Security Bank&Trust Co (#15324) return on assets 1.96%; Security Bank&Trust Co (#15324) return on equity 20.59%; Security Bank&Trust Co (#15324) net interest income $23.9 million; Security Bank&Trust Co (#15324) call report June 30, 2026.
Security Bank&Trust Co (#15324) noncurrent real-estate loans: none reported; Security Bank&Trust Co (#15324) net charge-offs on real estate 0.13%; Security Bank&Trust Co (#15324) residential charge-offs 0.03%.
Security Bank&Trust Co (#15324) net interest margin 3.79% against an eight-quarter Security Bank&Trust Co (#15324) average of 3.60% (Security Bank&Trust Co (#15324) compression -0.19 points); Security Bank&Trust Co (#15324) non-residential real estate 2.7% of equity; Security Bank&Trust Co (#15324) rate-exposure score 40/100, Security Bank&Trust Co (#15324) fixed-rate trap 40/100; Security Bank&Trust Co (#15324) risk type credit driven; Security Bank&Trust Co (#15324) rate regime rates elevated, Security Bank&Trust Co (#15324) snapshot October 19, 2026.
Security Bank&Trust Co (#15324) stress score moved from 52.7 on June 22, 2026 to 53.6 on October 19, 2026; Security Bank&Trust Co (#15324) ranged 52.7 to 53.6 over 116 snapshots.
Security Bank&Trust Co (#15324) alerts: 7 counties; top Security Bank&Trust Co (#15324) alert scores: Anoka County, MN 43 (moderate); Isanti County, MN 36 (moderate); New Auburn County, MN 21 (low); Saint Paul County, MN 21 (low); Waconia County, MN 21 (low).