Prairie Sun Bank (FDIC #8207): Bank Stress & Real-Estate Credit Exposure
Prairie Sun Bank (FDIC Cert #8207): bank stress 64/100, elevated, STABLE over 7 days; parent DAKOTA FINANCIAL INC.
Prairie Sun Bank (#8207) lends in 4 counties across 1 state; Prairie Sun Bank (#8207) reaches 34 ZIP codes: Minnesota 4 counties, 34 ZIPs.
Prairie Sun Bank (#8207) largest markets: Swift County, MN (11 branches, 11 ZIPs) (#8207), Chippewa County, MN (10 branches, 10 ZIPs) (#8207), Lac Qui Parle County, MN (10 branches, 10 ZIPs) (#8207), Traverse County, MN (9 branches, 9 ZIPs) (#8207).
Prairie Sun Bank (#8207) reports $107.0 million in total assets; Prairie Sun Bank (#8207) equity $10.6 million (9.9% of Prairie Sun Bank (#8207) assets); Prairie Sun Bank (#8207) domestic deposits $92.5 million; Prairie Sun Bank (#8207) net income $739,000; Prairie Sun Bank (#8207) return on assets 1.36%; Prairie Sun Bank (#8207) return on equity 13.97%; Prairie Sun Bank (#8207) net interest income $2.1 million; Prairie Sun Bank (#8207) call report June 30, 2026.
Prairie Sun Bank (#8207) noncurrent real-estate loans: none reported; Prairie Sun Bank (#8207) net charge-offs on real estate 0.40%; Prairie Sun Bank (#8207) residential charge-offs 2.10%.
Prairie Sun Bank (#8207) net interest margin 4.19% against an eight-quarter Prairie Sun Bank (#8207) average of 3.76% (Prairie Sun Bank (#8207) compression -0.42 points); Prairie Sun Bank (#8207) non-residential real estate 209.8% of equity; Prairie Sun Bank (#8207) rate-exposure score 40/100, Prairie Sun Bank (#8207) fixed-rate trap 40/100; Prairie Sun Bank (#8207) risk type credit driven; Prairie Sun Bank (#8207) rate regime rates elevated, Prairie Sun Bank (#8207) snapshot October 19, 2026.
Prairie Sun Bank (#8207) stress score moved from 62.4 on June 22, 2026 to 63.6 on October 19, 2026; Prairie Sun Bank (#8207) ranged 62.4 to 63.6 over 116 snapshots.
Prairie Sun Bank (#8207) alerts: 4 counties; top Prairie Sun Bank (#8207) alert scores: Appleton County, MN 23 (low); Browns Valley County, MN 23 (low); Marietta County, MN 23 (low); Milan County, MN 23 (low).