Bankvista (FDIC #35406): Bank Stress & Real-Estate Credit Exposure

Bankvista (FDIC Cert #35406): bank stress 67/100, elevated, STABLE over 7 days; parent ABDO INVESTMENTS INC.

Bankvista (#35406) lends in 3 counties across 1 state; Bankvista (#35406) reaches 71 ZIP codes: Minnesota 3 counties, 71 ZIPs.

Bankvista (#35406) largest markets: Stearns County, MN (33 branches, 33 ZIPs) (#35406), Blue Earth County, MN (20 branches, 20 ZIPs) (#35406), Carver County, MN (18 branches, 18 ZIPs) (#35406).

Bankvista (#35406) reports $651.1 million in total assets; Bankvista (#35406) equity $63.6 million (9.8% of Bankvista (#35406) assets); Bankvista (#35406) domestic deposits $540.6 million; Bankvista (#35406) net income $4.0 million; Bankvista (#35406) return on assets 1.24%; Bankvista (#35406) return on equity 12.84%; Bankvista (#35406) net interest income $11.9 million; Bankvista (#35406) call report June 30, 2026.

Bankvista (#35406) noncurrent real-estate loans: none reported; Bankvista (#35406) net charge-offs on real estate 1.24%; Bankvista (#35406) residential charge-offs 1.36%.

Bankvista (#35406) net interest margin 3.81% against an eight-quarter Bankvista (#35406) average of 3.47% (Bankvista (#35406) compression -0.34 points); Bankvista (#35406) non-residential real estate 135.8% of equity; Bankvista (#35406) rate-exposure score 40/100, Bankvista (#35406) fixed-rate trap 40/100; Bankvista (#35406) risk type credit driven; Bankvista (#35406) rate regime rates elevated, Bankvista (#35406) snapshot October 19, 2026.

Bankvista (#35406) stress score moved from 66.4 on June 22, 2026 to 66.6 on October 19, 2026; Bankvista (#35406) ranged 66.4 to 66.6 over 116 snapshots.

Bankvista (#35406) alerts: 3 counties; top Bankvista (#35406) alert scores: Chaska County, MN 23 (low); Mankato County, MN 23 (low); Sartell County, MN 23 (low).