Falcon National Bank (FDIC #57603): Bank Stress & Real-Estate Credit Exposure
Falcon National Bank (FDIC Cert #57603): bank stress 64/100, elevated, STABLE over 7 days; parent CENTRA VENTURES INC.
Falcon National Bank (#57603) lends in 5 counties across 1 state; Falcon National Bank (#57603) reaches 141 ZIP codes: Minnesota 5 counties, 141 ZIPs.
Falcon National Bank (#57603) largest markets: Hennepin County, MN (73 branches, 73 ZIPs) (#57603), Stearns County, MN (66 branches, 33 ZIPs) (#57603), Anoka County, MN (20 branches, 20 ZIPs) (#57603), Isanti County, MN (13 branches, 13 ZIPs) (#57603), Benton County, MN (9 branches, 9 ZIPs) (#57603).
Falcon National Bank (#57603) reports $872.3 million in total assets; Falcon National Bank (#57603) equity $92.5 million (10.6% of Falcon National Bank (#57603) assets); Falcon National Bank (#57603) domestic deposits $768.7 million; Falcon National Bank (#57603) net income $5.3 million; Falcon National Bank (#57603) return on assets 1.20%; Falcon National Bank (#57603) return on equity 11.80%; Falcon National Bank (#57603) net interest income $19.6 million; Falcon National Bank (#57603) call report June 30, 2026.
Falcon National Bank (#57603) noncurrent real-estate loans: none reported; Falcon National Bank (#57603) net charge-offs on real estate 0.01%.
Falcon National Bank (#57603) net interest margin 4.56% against an eight-quarter Falcon National Bank (#57603) average of 4.07% (Falcon National Bank (#57603) compression -0.50 points); Falcon National Bank (#57603) rate-exposure score 40/100, Falcon National Bank (#57603) fixed-rate trap 40/100; Falcon National Bank (#57603) risk type credit driven; Falcon National Bank (#57603) rate regime rates elevated, Falcon National Bank (#57603) snapshot October 19, 2026.
Falcon National Bank (#57603) stress score moved from 68.3 on June 22, 2026 to 64.5 on October 19, 2026; Falcon National Bank (#57603) ranged 64.5 to 68.3 over 116 snapshots.
Falcon National Bank (#57603) alerts: 5 counties; top Falcon National Bank (#57603) alert scores: Isanti County, MN 38 (moderate); Andover County, MN 23 (low); Foley County, MN 23 (low); Osseo County, MN 23 (low); Saint Cloud County, MN 23 (low).