Sherburne State Bank (FDIC #10169): Bank Stress & Real-Estate Credit Exposure
Sherburne State Bank (FDIC Cert #10169): bank stress 55/100, moderate, STABLE over 7 days; parent SAINT JOSEPH BANCSHARES ACQUISITIONS.
Sherburne State Bank (#10169) lends in 3 counties across 1 state; Sherburne State Bank (#10169) reaches 38 ZIP codes: Minnesota 3 counties, 38 ZIPs.
Sherburne State Bank (#10169) largest markets: Wright County, MN (19 branches, 19 ZIPs) (#10169), Mille Lacs County, MN (12 branches, 12 ZIPs) (#10169), Sherburne County, MN (18 branches, 9 ZIPs) (#10169).
Sherburne State Bank (#10169) reports $351.1 million in total assets; Sherburne State Bank (#10169) equity $30.6 million (8.7% of Sherburne State Bank (#10169) assets); Sherburne State Bank (#10169) domestic deposits $289.5 million; Sherburne State Bank (#10169) net income $3.5 million; Sherburne State Bank (#10169) return on assets 2.01%; Sherburne State Bank (#10169) return on equity 23.58%; Sherburne State Bank (#10169) net interest income $7.7 million; Sherburne State Bank (#10169) call report June 30, 2026.
Sherburne State Bank (#10169) noncurrent real-estate loans: none reported; Sherburne State Bank (#10169) net charge-offs on real estate 0.00%.
Sherburne State Bank (#10169) net interest margin 4.74% against an eight-quarter Sherburne State Bank (#10169) average of 4.56% (Sherburne State Bank (#10169) compression -0.17 points); Sherburne State Bank (#10169) rate-exposure score 40/100, Sherburne State Bank (#10169) fixed-rate trap 40/100; Sherburne State Bank (#10169) risk type credit driven; Sherburne State Bank (#10169) rate regime rates elevated, Sherburne State Bank (#10169) snapshot October 19, 2026.
Sherburne State Bank (#10169) stress score moved from 55.9 on June 22, 2026 to 54.8 on October 19, 2026; Sherburne State Bank (#10169) ranged 54.8 to 55.9 over 116 snapshots.
Sherburne State Bank (#10169) alerts: 3 counties; top Sherburne State Bank (#10169) alert scores: Becker County, MN 38 (moderate); Monticello County, MN 22 (low); Princeton County, MN 22 (low).