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Mille Lacs County, MN: Foreclosures, Tax Liens & Distressed Properties

Mille Lacs County, MN, Minnesota: 12 ZIP codes scored, Mille Lacs County, MN averaging 12/100 (minimal, Mille Lacs, MN), from 8 to 16. Mille Lacs County, MN is in its peak phase (Mille Lacs, MN confidence 16/100): Mille Lacs, MN home prices up 2.4% (Mille Lacs, MN) over twelve months. Mille Lacs County, MN lender headwind: 55/100.

Highest-scoring Mille Lacs County, MN ZIPs: 56450 (16/100), 56313 (13/100), 56359 (13/100), 56363 (13/100), 56386 (13/100), 56353 (12/100). Also scored in Mille Lacs County, MN: 55051, 56342, 55371, 56330, 56358, 56357.

Across Mille Lacs County, MN's scored ZIPs: median home value $243,542, household income $78,241, 21.6% vacancy, 9.8% poverty, 85% owner-occupied, median age 45.0.

Mille Lacs County, MN insurance distress 0/100 (#2,768 in the US); FEMA hazard 0/100 for Mille Lacs, MN; Mille Lacs, MN construction distress 64/100.

6 banks with 8 branches lend in Mille Lacs County, MN; Mille Lacs, MN weighted bank stress 63/100, highest 80/100 in Mille Lacs, MN.

Mille Lacs County, MN unemployment 5.8% (Mille Lacs, MN -3.7 pts, six months); 78 new housing units permitted in Mille Lacs County, MN over twelve months, Mille Lacs, MN down 25% from 104; Mille Lacs, MN home prices +7.3% a year (Mille Lacs, MN) over three years.

13,069 housing units in Mille Lacs County, MN; 2,393 Mille Lacs, MN renter households; 39% of Mille Lacs, MN renters spend 30%+ of income on rent, 21% (Mille Lacs, MN) half or more.

Mille Lacs County, MN ranks #2,173 nationally on the opportunity index (Mille Lacs, MN, among all ranked counties); Mille Lacs, MN scores 27.1/100 and Mille Lacs, MN sits #33 inside Minnesota. Mille Lacs, MN is in the weak opportunity phase; Mille Lacs, MN's primary driver is vacancy, Mille Lacs, MN second driver bank institutional; Mille Lacs, MN moved down 96 places. 10 short-sale listings across Mille Lacs, MN; 97 days on market observed in Mille Lacs, MN; 13.1% vacancy over 12 Mille Lacs, MN ZIPs.

No CFPB county sample covers Mille Lacs County, MN. The metro area reading for Mille Lacs, MN (Minneapolis-St. Paul-Bloomington, MN-WI): 0.5% ninety-plus days late; Mille Lacs, MN's thirty-to-eighty-nine share is 1.4% (Mille Lacs, MN, December 2025 data); Minnesota overall 0.6%.

Mille Lacs County, MN has 3 watched banks; 3 Mille Lacs, MN banks sit in an elevated band. Mille Lacs, MN footprints: Woodlands National Bank (2 branches, stress 80) in Mille Lacs, MN; First Nb Of Milaca (2 branches, stress 51) in Mille Lacs, MN; Sherburne State Bank (1 branch, stress 55) in Mille Lacs, MN.

HUD lists 3 assisted multifamily properties in Mille Lacs County, MN with 81 units; 41 Mille Lacs, MN units are assisted, 1 Mille Lacs, MN properties under project-based Section 8.

2,397 of the 13,069 housing units in Mille Lacs, MN sit vacant. Mille Lacs County, MN permitted 0 multifamily units in twelve months; Mille Lacs, MN's one-to-four unit structures added 78 units in Mille Lacs County, MN.

Peak
Market phase
2.4%
Mille Lacs, MN HPI YoY
0%
Drawdown
16
Mille Lacs confidence

Where distress concentrates in Mille Lacs County

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