Minnesota 1st Credit&Svg Inc (FDIC #26755): Bank Stress & Real-Estate Credit Exposure
Minnesota 1st Credit&Svg Inc (FDIC Cert #26755): bank stress 70/100, elevated, STABLE over 7 days.
Minnesota 1st Credit&Svg Inc (#26755) lends in 4 counties across 1 state; Minnesota 1st Credit&Svg Inc (#26755) reaches 56 ZIP codes: Minnesota 4 counties, 56 ZIPs.
Minnesota 1st Credit&Svg Inc (#26755) largest markets: Olmsted County, MN (21 branches, 21 ZIPs) (#26755), Goodhue County, MN (17 branches, 17 ZIPs) (#26755), Winona County, MN (14 branches, 14 ZIPs) (#26755), Steele County, MN (11 branches, 11 ZIPs) (#26755).
Minnesota 1st Credit&Svg Inc (#26755) reports $29.9 million in total assets; Minnesota 1st Credit&Svg Inc (#26755) equity $4.2 million (14.2% of Minnesota 1st Credit&Svg Inc (#26755) assets); Minnesota 1st Credit&Svg Inc (#26755) domestic deposits $24.9 million; Minnesota 1st Credit&Svg Inc (#26755) net income $46,000; Minnesota 1st Credit&Svg Inc (#26755) return on assets 0.31%; Minnesota 1st Credit&Svg Inc (#26755) return on equity 2.18%; Minnesota 1st Credit&Svg Inc (#26755) net interest income $606,000; Minnesota 1st Credit&Svg Inc (#26755) call report June 30, 2026.
Minnesota 1st Credit&Svg Inc (#26755) noncurrent real-estate loans: none reported; Minnesota 1st Credit&Svg Inc (#26755) net charge-offs on real estate 0.19%.
Minnesota 1st Credit&Svg Inc (#26755) net interest margin 4.32% against an eight-quarter Minnesota 1st Credit&Svg Inc (#26755) average of 4.26% (Minnesota 1st Credit&Svg Inc (#26755) compression -0.06 points); Minnesota 1st Credit&Svg Inc (#26755) rate-exposure score 40/100, Minnesota 1st Credit&Svg Inc (#26755) fixed-rate trap 40/100; Minnesota 1st Credit&Svg Inc (#26755) risk type credit driven; Minnesota 1st Credit&Svg Inc (#26755) rate regime rates elevated, Minnesota 1st Credit&Svg Inc (#26755) snapshot October 19, 2026.
Minnesota 1st Credit&Svg Inc (#26755) stress score moved from 68.4 on June 22, 2026 to 69.6 on October 19, 2026; Minnesota 1st Credit&Svg Inc (#26755) ranged 68.4 to 69.6 over 116 snapshots.
Minnesota 1st Credit&Svg Inc (#26755) alerts: 4 counties; top Minnesota 1st Credit&Svg Inc (#26755) alert scores: Winona County, MN 45 (moderate); Owatonna County, MN 24 (low); Red Wing County, MN 24 (low); Rochester County, MN 24 (low).