Manufacturers Bank&Trust Co (FDIC #16307): Bank Stress & Real-Estate Credit Exposure
Manufacturers Bank&Trust Co (FDIC Cert #16307): bank stress 61/100, elevated, STABLE over 7 days; parent MBT CORP.
Manufacturers Bank&Trust Co (#16307) lends in 6 counties across 2 states; Manufacturers Bank&Trust Co (#16307) reaches 77 ZIP codes: Minnesota 4 counties, 49 ZIPs; Iowa 2 counties, 28 ZIPs.
Manufacturers Bank&Trust Co (#16307) largest markets: Olmsted County, MN (21 branches, 21 ZIPs) (#16307), Mower County, MN (19 branches, 19 ZIPs) (#16307), Cerro Gordo County, IA (17 branches, 17 ZIPs) (#16307), Winnebago County, IA (22 branches, 11 ZIPs) (#16307), Steele County, MN (11 branches, 11 ZIPs) (#16307), Dodge County, MN (30 branches, 10 ZIPs) (#16307).
Manufacturers Bank&Trust Co (#16307) reports $738.2 million in total assets; Manufacturers Bank&Trust Co (#16307) equity $79.9 million (10.8% of Manufacturers Bank&Trust Co (#16307) assets); Manufacturers Bank&Trust Co (#16307) domestic deposits $640.4 million; Manufacturers Bank&Trust Co (#16307) net income $4.8 million; Manufacturers Bank&Trust Co (#16307) return on assets 1.31%; Manufacturers Bank&Trust Co (#16307) return on equity 12.17%; Manufacturers Bank&Trust Co (#16307) net interest income $12.5 million; Manufacturers Bank&Trust Co (#16307) call report June 30, 2026.
Manufacturers Bank&Trust Co (#16307) noncurrent real-estate loans: none reported; Manufacturers Bank&Trust Co (#16307) net charge-offs on real estate 0.64%; Manufacturers Bank&Trust Co (#16307) residential charge-offs 0.91%.
Manufacturers Bank&Trust Co (#16307) net interest margin 3.66% against an eight-quarter Manufacturers Bank&Trust Co (#16307) average of 3.32% (Manufacturers Bank&Trust Co (#16307) compression -0.34 points); Manufacturers Bank&Trust Co (#16307) non-residential real estate 90.9% of equity; Manufacturers Bank&Trust Co (#16307) rate-exposure score 40/100, Manufacturers Bank&Trust Co (#16307) fixed-rate trap 40/100; Manufacturers Bank&Trust Co (#16307) risk type credit driven; Manufacturers Bank&Trust Co (#16307) rate regime rates elevated, Manufacturers Bank&Trust Co (#16307) snapshot October 20, 2026.
Manufacturers Bank&Trust Co (#16307) stress score moved from 63.3 on June 22, 2026 to 61.4 on October 20, 2026; Manufacturers Bank&Trust Co (#16307) ranged 61.4 to 63.3 over 117 snapshots.
Manufacturers Bank&Trust Co (#16307) alerts: 6 counties; top Manufacturers Bank&Trust Co (#16307) alert scores: Austin County, IA 21 (low); Blooming Prairie County, IA 21 (low); Clear Lake County, IA 21 (low); Lake Mills County, IA 21 (low); Mantorville County, IA 21 (low).