Community Resource Bank (FDIC #5219): Bank Stress & Real-Estate Credit Exposure
Community Resource Bank (FDIC Cert #5219): bank stress 57/100, moderate, STABLE over 7 days; parent MIDCOUNTRY ACQUISITION CORP.
Community Resource Bank (#5219) lends in 3 counties across 1 state; Community Resource Bank (#5219) reaches 56 ZIP codes: Minnesota 3 counties, 56 ZIPs.
Community Resource Bank (#5219) largest markets: Ramsey County, MN (27 branches, 27 ZIPs) (#5219), Goodhue County, MN (17 branches, 17 ZIPs) (#5219), Rice County, MN (32 branches, 16 ZIPs) (#5219).
Community Resource Bank (#5219) reports $556.4 million in total assets; Community Resource Bank (#5219) equity $63.7 million (11.5% of Community Resource Bank (#5219) assets); Community Resource Bank (#5219) domestic deposits $471.8 million; Community Resource Bank (#5219) net income $3.9 million; Community Resource Bank (#5219) return on assets 1.40%; Community Resource Bank (#5219) return on equity 12.37%; Community Resource Bank (#5219) net interest income $11.3 million; Community Resource Bank (#5219) call report June 30, 2026.
Community Resource Bank (#5219) noncurrent real-estate loans 0.21% of its book; Community Resource Bank (#5219) residential 0.45%; Community Resource Bank (#5219) net charge-offs on real estate 1.06%; Community Resource Bank (#5219) residential charge-offs 2.05%.
Community Resource Bank (#5219) net interest margin 4.28% against an eight-quarter Community Resource Bank (#5219) average of 3.79% (Community Resource Bank (#5219) compression -0.49 points); Community Resource Bank (#5219) real-estate loans 21.0% of equity; Community Resource Bank (#5219) non-residential real estate 205.1% of equity; Community Resource Bank (#5219) rate-exposure score 40/100, Community Resource Bank (#5219) fixed-rate trap 40/100; Community Resource Bank (#5219) risk type credit driven; Community Resource Bank (#5219) rate regime rates elevated, Community Resource Bank (#5219) snapshot October 20, 2026.
Community Resource Bank (#5219) stress score moved from 52.8 on June 22, 2026 to 57.4 on October 20, 2026; Community Resource Bank (#5219) ranged 52.8 to 57.4 over 117 snapshots.
Community Resource Bank (#5219) alerts: 3 counties; top Community Resource Bank (#5219) alert scores: Cannon Falls County, MN 21 (low); Northfield County, MN 21 (low); Saint Paul County, MN 21 (low).