Prinsbank (FDIC #10191): Bank Stress & Real-Estate Credit Exposure

Prinsbank (FDIC Cert #10191): bank stress 31/100, contained, STABLE over 7 days; parent PSB FINANCIAL SHARES INC.

Prinsbank (#10191) lends in 3 counties across 1 state; Prinsbank (#10191) reaches 101 ZIP codes: Minnesota 3 counties, 101 ZIPs.

Prinsbank (#10191) largest markets: Hennepin County, MN (73 branches, 73 ZIPs) (#10191), Kandiyohi County, MN (16 branches, 16 ZIPs) (#10191), Mcleod County, MN (24 branches, 12 ZIPs) (#10191).

Prinsbank (#10191) reports $308.3 million in total assets; Prinsbank (#10191) equity $37.7 million (12.2% of Prinsbank (#10191) assets); Prinsbank (#10191) domestic deposits $262.9 million; Prinsbank (#10191) net income $4.5 million; Prinsbank (#10191) return on assets 2.99%; Prinsbank (#10191) return on equity 25.22%; Prinsbank (#10191) net interest income $6.4 million; Prinsbank (#10191) call report June 30, 2026.

Prinsbank (#10191) noncurrent real-estate loans 0.45% of its book; Prinsbank (#10191) residential 0.58%; Prinsbank (#10191) net charge-offs on real estate 0.36%; Prinsbank (#10191) residential charge-offs 0.42%.

Prinsbank (#10191) net interest margin 4.42% against an eight-quarter Prinsbank (#10191) average of 4.57% (Prinsbank (#10191) compression 0.15 points); Prinsbank (#10191) real-estate loans 44.6% of equity; Prinsbank (#10191) non-residential real estate 41.6% of equity; Prinsbank (#10191) rate-exposure score 40/100, Prinsbank (#10191) fixed-rate trap 40/100; Prinsbank (#10191) risk type rate trapped; Prinsbank (#10191) rate regime rates elevated, Prinsbank (#10191) snapshot October 19, 2026.

Prinsbank (#10191) stress score moved from 51 on June 22, 2026 to 31.5 on October 20, 2026; Prinsbank (#10191) ranged 31.5 to 51 over 117 snapshots.

Prinsbank (#10191) alerts: 3 counties; top Prinsbank (#10191) alert scores: Champlin County, MN 16 (low); Prinsburg County, MN 16 (low); Silver Lake County, MN 16 (low).