Park State Bank (FDIC #8851): Bank Stress & Real-Estate Credit Exposure
Park State Bank (FDIC Cert #8851): bank stress 65/100, elevated, STABLE over 7 days; parent PARK FINANCIAL GROUP INC.
Park State Bank (#8851) lends in 4 counties across 1 state; Park State Bank (#8851) reaches 156 ZIP codes: Minnesota 4 counties, 156 ZIPs.
Park State Bank (#8851) largest markets: Hennepin County, MN (73 branches, 73 ZIPs) (#8851), St. Louis County, MN (624 branches, 52 ZIPs) (#8851), Itasca County, MN (90 branches, 30 ZIPs) (#8851), Lake County, MN (18 branches, 9 ZIPs) (#8851).
Park State Bank (#8851) reports $1.49 billion in total assets; Park State Bank (#8851) equity $146.8 million (9.8% of Park State Bank (#8851) assets); Park State Bank (#8851) domestic deposits $1.21 billion; Park State Bank (#8851) net income $9.7 million; Park State Bank (#8851) return on assets 1.30%; Park State Bank (#8851) return on equity 13.33%; Park State Bank (#8851) net interest income $23.5 million; Park State Bank (#8851) call report June 30, 2026.
Park State Bank (#8851) noncurrent real-estate loans: none reported; Park State Bank (#8851) net charge-offs on real estate 0.62%; Park State Bank (#8851) multifamily charge-offs 5.23%; Park State Bank (#8851) residential charge-offs 0.51%.
Park State Bank (#8851) net interest margin 3.35% against an eight-quarter Park State Bank (#8851) average of 3.26% (Park State Bank (#8851) compression -0.09 points); Park State Bank (#8851) non-residential real estate 51.1% of equity; Park State Bank (#8851) rate-exposure score 40/100, Park State Bank (#8851) fixed-rate trap 40/100; Park State Bank (#8851) risk type credit driven; Park State Bank (#8851) rate regime rates elevated, Park State Bank (#8851) snapshot October 19, 2026.
Park State Bank (#8851) stress score moved from 61 on June 22, 2026 to 65.1 on October 19, 2026; Park State Bank (#8851) ranged 61 to 65.1 over 116 snapshots.
Park State Bank (#8851) alerts: 4 counties; top Park State Bank (#8851) alert scores: Minneapolis County, MN 23 (low); Nashwauk County, MN 23 (low); Orr County, MN 23 (low); Two Harbors County, MN 23 (low).