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Lake County, MN: Foreclosures, Tax Liens & Distressed Properties

Lake County, MN, Minnesota: 9 ZIP codes scored, Lake County, MN averaging 18/100 (low, Lake, MN), from 16 to 27. Lake County, MN is in its peak phase (Lake, MN confidence 28/100): Lake, MN home prices up 3.4% (Lake, MN) over twelve months. Lake County, MN lender headwind: 48/100.

Highest-scoring Lake County, MN ZIPs: 55602 (27/100), 55731 (20/100), 55796 (20/100), 55601 (16/100), 55603 (16/100), 55607 (16/100). Also scored in Lake County, MN: 55609, 55614, 55616.

Across Lake County, MN's scored ZIPs: median home value $207,813, household income $70,913, 44.4% vacancy, 10.2% poverty, 88% owner-occupied, median age 59.2.

Lake County, MN insurance distress 27/100 (#1,751 in the US); FEMA hazard 52/100 for Lake, MN; 2 federal disaster declarations in Lake County, MN since 2023 (2 flood); Lake, MN construction distress 39/100.

2 banks with 3 branches lend in Lake County, MN; Lake, MN weighted bank stress 66/100, highest 67/100 in Lake, MN.

Lake County, MN unemployment 4.3% (Lake, MN -1.8 pts, six months); 80 new housing units permitted in Lake County, MN over twelve months, Lake, MN up 3% from 78; Lake, MN home prices +8.4% a year (Lake, MN) over three years.

7,449 housing units in Lake County, MN; 805 Lake, MN renter households; 37% of Lake, MN renters spend 30%+ of income on rent, 24% (Lake, MN) half or more.

Lake County, MN ranks #543 nationally on the opportunity index (Lake, MN, among all ranked counties); Lake, MN scores 33.2/100 and Lake, MN sits #1 inside Minnesota. Lake, MN is in the peak_opportunity opportunity phase; Lake, MN's primary driver is vacancy, Lake, MN second driver bank institutional; Lake, MN moved down 85 places. 9 short-sale listings across Lake, MN; 22 days on market observed in Lake, MN; 28.6% vacancy over 9 Lake, MN ZIPs.

No CFPB county sample covers Lake County, MN. The non-metro area reading for Lake, MN: 1.0% ninety-plus days late; Lake, MN's thirty-to-eighty-nine share is 2.2% (Lake, MN, December 2025 data); Minnesota overall 0.6%.

Lake County, MN has 1 watched bank; 1 Lake, MN bank sits in an elevated band. Lake, MN footprints: Park State Bank (2 branches, stress 65) in Lake, MN.

2,507 of the 7,449 housing units in Lake, MN sit vacant. Lake County, MN permitted 0 multifamily units in twelve months; Lake, MN's one-to-four unit structures added 80 units in Lake County, MN.

Peak
Market phase
3.4%
Lake, MN HPI YoY
0%
Drawdown
28
Lake confidence

Where distress concentrates in Lake County

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