Lake County, MN: Foreclosures, Tax Liens & Distressed Properties

Across Lake County, Minnesota, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. Bank/credit headwind for the county is 48 on a 0–100 scale, a moderate reading. Across its ZIPs, composite distress spans 15 to 28 out of 100. 9 ZIP codes are tracked county-wide, averaging 18/100 distress.

The peak-phase county posted home values that rose 3.4% over twelve months (phase confidence 28/100). At this stage of the cycle, distress turns selective with opportunity concentrated by ZIP.

At +3.4% YoY and 28/100 confidence, opportunity is parcel-specific well beyond the county average. A moderate 48/100 lender headwind points to mixed owner- and bank-driven distress.

Highest scores land in 55602 (28/100), 55731 (22/100), 55796 (21/100), 55616 (16/100), 55601 (15/100), 55603 (15/100); each opens to a full parcel breakdown. The breakdown continues through 55607, 55609, 55614 and more.

Underneath the scores, the ZIPs DLRadar tracks across Lake County report a 44.4% vacancy rate, a median age of 59.2, household income averaging about $70,913, roughly at the national median, home values averaging roughly $207,813, below the US, a 10.2% poverty rate, 88% owner-occupancy. Numbers like these shape the volume of pressured sellers and the exit liquidity behind them.

Net of it all, 18/100 over 9 ZIPs means the edge is selective acquisition rather than a blanket buy. Inside DLRadar, each Lake County property carries owner, APN and address, a distress score and bank-exposure read.

Because Lake County, Minnesota is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Lake County against neighboring markets or the rest of Minnesota on equal footing.

For an acquisition buyer, the practical use of Lake County, Minnesota's scores is triage: the ZIPs and parcels carrying the highest composite are where motivated sellers and below-market exits concentrate, while lower-scored areas rarely justify the marketing spend. The Lake County read is rebuilt from public records as they post — no modeling fills the gaps — so what you see is what the documents support, refreshed on each ingest.

The ZIP breakdown for Lake County leads with 55602 (28/100), 55731 (22/100), 55796 (21/100), 55616 (16/100), 55601 (15/100), 55603 (15/100). DLRadar also scores 55607, 55609, 55614 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

DLRadar's composite for Lake County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.