ZIP 55601 Property Distress & Foreclosure Data

ZIP code 55601 in Lake County, Minnesota carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (55/100), structural risk (38/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (64/100). The latent-versus-live split is 38/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 4.8% over the trailing year (phase confidence 37/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $242,400, an affordability ratio of 4.3×. 13.3% of residents fall below the poverty threshold. Median household income is $54,375, below the U.S. median near $78,000. 135 residents call 55601 home, typically aged 59. Around 100% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 44/100. Educational attainment sits at 19% bachelor's-or-above. Owners hold 89% of homes, renters 11%. The ZIP holds roughly 111 housing units. The vacancy rate is 43.1% — elevated.

Taken together, 55601 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.