ZIP 55796 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 55796 (Lake County, Minnesota) at a low 20/100 for overall property distress. The latent-versus-live split is 42/100 structural and 6/100 already moving. What sets it apart are the readings on institutional ownership (45/100), structural risk (42/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (8/100). Environmental exposure also runs high (FEMA disaster exposure (67/100), climate & FEMA risk (61/100)).

The market reads peak — home values rose 3.4% year on year (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 119 housing units across 55796. The poverty rate is 7.1% — low. Vacancy runs 37.5%, above the national norm and a classic distress-and-opportunity signal. At $56,429, median income runs below typical U.S. levels. Owners hold 78% of homes, renters 22%. On demographic stress specifically, 55796 scores 23/100. 113 residents call 55796 home, typically aged 63. Rent burden reaches 25% of tenant households. A median home runs $95,700 here, or 1.7 times local income. Educational attainment sits at 27% bachelor's-or-above.

Taken together, 55796 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 55796 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 55796 runs through one identical scoring model, so its 20/100 sits on the same scale as every other ZIP in Lake County, Minnesota and the nation. Nothing here is interpolated — where a source is thin for 55796, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 55796 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. The point of the 55796 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.