ZIP 55614 Property Distress & Foreclosure Data

Lake County, Minnesota's ZIP 55614 registers 18/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (55/100), structural risk (38/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (19/100) register low. On the structural side it scores 38/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (64/100).

The market reads peak — home values rose 4.8% year on year, and 37% higher over three years (phase confidence 37/100). Topping markets hide individual distress behind strong averages.

Households earn a median $74,313 — near the roughly $78,000 national figure. Roughly 9.4% live below the poverty line. Around 33% of renters are cost-burdened. About 23% have a four-year degree. A median home runs $181,700 here, or 2.3 times local income. About 2,450 people live here, median age 54. The tenure split is 85% owner-occupied to 15% rented. On demographic stress specifically, 55614 scores 25/100. The vacancy rate is 16.6% — elevated. The ZIP holds roughly 1,512 housing units.

Net-net, 55614 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

18/100
Composite stress
38/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 55614

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk36
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Lake County

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