ZIP 55613 Foreclosure, Tax-Lien & Distress Report
Cook County, Minnesota · High Vacancy market
Composite property distress in 55613 (Cook County, Minnesota) lands at 11/100 — minimal on DLRadar's public-record scoring. Its standout signals are construction/permit lag (37/100), institutional ownership (28/100), mortgage stress (23/100). mortgage stress (23/100) and structural risk (23/100) stay muted. The latent-versus-live split is 23/100 structural and 7/100 already moving.
Prices here sit in a peak phase: values rose 3.4% over the trailing year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Owners hold 99% of homes, renters 1%. Rent burden reaches 0% of tenant households. The typical home is worth about $405,600 (3.9× income, relatively affordable). About 29% have a four-year degree. 250 residents call 55613 home, typically aged 41. Vacancy runs 69.8%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 273 housing units. Median household income is $74,688, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 32/100. The poverty rate is 28.0% — high, a tax-stress and distress correlate.
Net-net, 55613 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 55613's 11/100 can be lined up against any neighbor in Cook County, Minnesota or any ZIP coast to coast. 55613 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 11/100 for 55613 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 55613 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 55613
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
55613 at a glance
Current distress, phase, housing and lender-pressure figures for 55613, drawn from the same report attached to each property.
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Rules-based scoring — each signal ties to a public dataset · methodology