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ZIP 55604 Foreclosure, Tax-Lien & Distress Report

Cook County, Minnesota · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 55604 in Cook County, Minnesota comes in at 11, a minimal composite-distress reading. Leading the profile are construction/permit lag (37/100), institutional ownership (28/100), mortgage stress (23/100). By contrast, mortgage stress (23/100) and structural risk (23/100) register low. The split runs 23/100 structural to 7/100 active on the ground.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 16% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 3,558 housing units across 55604. Owners hold 80% of homes, renters 20%. Population is roughly 3,613 with a median age of 54. On demographic stress specifically, 55604 scores 29/100. At $71,458, median income runs near typical U.S. levels. Around 49% of adults hold a bachelor's degree or higher. Vacancy runs 49.4%, above the national norm and a classic distress-and-opportunity signal. 8.8% of residents fall below the poverty threshold. A median home runs $352,500 here, or 4.3 times local income. Rent burden reaches 18% of tenant households.

Net-net, 55604 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 55604 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 55604 read uses the identical public-record model applied coast to coast, which means its 11/100 score means exactly what it means anywhere else, and 55604 stays directly comparable to neighboring ZIPs and the rest of Cook County, Minnesota. Sparse data for 55604 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 11/100 figure for 55604 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 55604 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

11/100
Composite stress
23/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 55604

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk11
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

55604 at a glance

The live 55604 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in Cook County

More distress data near 55604

Keep going: ZIP, county and state distress coverage for Cook County, Minnesota.

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