ZIP 55604 Property Distress & Foreclosure Data

Composite property distress in 55604 (Cook County, Minnesota) lands at 13/100 — minimal on DLRadar's public-record scoring. Structural risk reads 27/100 against active distress of 7/100. Climate and flood risk are elevated too — FEMA disaster exposure (64/100). The sharpest non-environmental signals are construction/permit lag (42/100), institutional ownership (35/100), structural risk (27/100). structural risk (27/100) and mortgage stress (23/100) stay muted.

Prices here sit in a peak phase: values rose 4.8% over the trailing year, and 16% higher over three years, at 37/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 3,558 housing units across 55604. Owners hold 80% of homes, renters 20%. 3,613 residents call 55604 home, typically aged 54. DLRadar's demographic-stress index for the area reads 29/100. Median household income is $71,458, near the U.S. median near $78,000. Educational attainment sits at 49% bachelor's-or-above. Vacancy runs 49.4%, above the national norm and a classic distress-and-opportunity signal. 8.8% of residents fall below the poverty threshold. Home values center near $352,500, an affordability ratio of 4.3×. Rent burden reaches 18% of tenant households.

Taken together, 55604 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.