ZIP 55612 Property Distress & Foreclosure Data

DLRadar grades ZIP 55612 (Cook County, Minnesota) at a minimal 13/100 for overall property distress. Property-level stress concentrates in construction/permit lag (42/100), institutional ownership (35/100), structural risk (27/100). On the quiet end sit structural risk (27/100) and mortgage stress (23/100). The latent-versus-live split is 27/100 structural and 7/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (64/100)).

The peak-phase market in 55612 posted values that rose 4.8% over the year (phase confidence 37/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $83,893, median income runs near typical U.S. levels. The poverty rate is 4.9% — low. The ZIP holds roughly 1,075 housing units. Population is roughly 549 with a median age of 58. The typical home is worth about $415,400 (5.0× income). Around 61% of adults hold a bachelor's degree or higher. The vacancy rate is 71.5% — elevated. The demographic-stress sub-score lands at 37/100. Around 58% of renters are cost-burdened. 92% of housing is owner-occupied.

On the whole, 55612 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.