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ZIP 55612 Foreclosure, Tax-Lien & Distress Report

Cook County, Minnesota · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 55612 in Cook County, Minnesota comes in at 11, a minimal composite-distress reading. On the structural side it scores 23/100, with 7/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (37/100), institutional ownership (28/100), mortgage stress (23/100). By contrast, mortgage stress (23/100) and structural risk (23/100) register low.

The market reads peak — home values rose 3.4% year on year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $83,893, near the U.S. median near $78,000. Roughly 4.9% live below the poverty line, a low share typical of higher-equity areas. There are about 1,075 housing units across 55612. Population is roughly 549 with a median age of 58. Home values center near $415,400, an affordability ratio of 5.0×. Around 61% of adults hold a bachelor's degree or higher. The vacancy rate is 71.5% — elevated. DLRadar's demographic-stress index for the area reads 37/100. Rent burden reaches 58% of tenant households. Owners hold 92% of homes, renters 8%.

Net-net, 55612 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 55612 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 55612 runs through one identical public-record model, so its 11/100 sits on the same scale as every other ZIP in Cook County, Minnesota and the nation. Where the public record is thin for 55612, the field stays empty rather than modeled, and fills in as new documents post.

The 11/100 for 55612 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 55612 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

11/100
Composite stress
23/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 55612

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk11
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

55612 at a glance

55612 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Cook County ZIPs near 55612

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Unlock parcel-level detail for ZIP 55612

The full 55612 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Each signal above is traceable to an open dataset · methodology

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