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ZIP 55607 Foreclosure, Tax-Lien & Distress Report

Lake County, Minnesota · High Vacancy market

ZIP 55607's composite property-distress score is 15/100 - DLRadar classes that as low for Lake County, Minnesota. Structural exposure scores 33 and live distress 6 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (46/100), structural risk (33/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (19/100) register low.

The peak-phase market in 55607 posted values that rose 3.4% over the year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $213,200 (3.0× income, relatively affordable). About 29% have a four-year degree. About 213 people live here, median age 48. Vacancy runs 70.5%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 97% owner-occupied to 3% rented. The demographic-stress sub-score lands at 31/100. Median household income is $67,500, below the U.S. median near $78,000. There are about 289 housing units across 55607. Roughly 12.0% live below the poverty line.

Taken together, 55607 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 55607 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 55607's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 55607 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 55607's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 55607 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

15/100
Composite stress
33/100
Structural risk
6/100
Distress activity

What is driving ZIP 55607’s distress

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk36
9 further distress layers are graded for 55607

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 55607 by the numbers

A live read on 55607: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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