ZIP 55616 Foreclosure, Tax-Lien & Distress Report
Lake County, Minnesota · High Vacancy market
Scored on a fixed 0-100 scale, 55616 (Lake County, Minnesota) returns a low composite of 16/100. The most distinctive pressure shows up in institutional ownership (35/100), structural risk (34/100), construction/permit lag (32/100). On the quiet end sit construction/permit lag (32/100) and mortgage stress (18/100). Structurally it carries 34/100, against 5/100 of stress already in motion. Environmental exposure also runs high (FEMA disaster exposure (61/100)).
Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 8% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
82% of housing is owner-occupied. 7.7% of residents fall below the poverty threshold. Median household income is $77,242, near the U.S. median near $78,000. About 24% have a four-year degree. Rent burden reaches 35% of tenant households. Vacancy runs 23.7%, above the national norm and a classic distress-and-opportunity signal. There are about 4,159 housing units across 55616. Population is roughly 7,277 with a median age of 45. On demographic stress specifically, 55616 scores 28/100. A median home runs $259,200 here, or 3.1 times local income.
Net-net, 55616 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 55616 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 55616's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 55616 shows blanks, not estimates, wherever the record is sparse.
The 16/100 for 55616 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 55616 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 55616’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 55616 by the numbers
Current distress, phase, housing and lender-pressure figures for 55616, drawn from the same report attached to each property.
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Keep exploring Minnesota distress
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Unlock parcel-level detail for ZIP 55616
Pull every distressed parcel in 55616 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology