ZIP 55616 Property Distress & Foreclosure Data

In Lake County, Minnesota, ZIP 55616 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (68/100), structural risk (44/100), institutional ownership (37/100). institutional ownership (37/100) and mortgage stress (18/100) stay muted. The latent-versus-live split is 44/100 structural and 5/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (66/100).

Prices here sit in a expansion phase: values rose 5.0% over the trailing year, and 8% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 82% of homes, renters 18%. 7.7% of residents fall below the poverty threshold. Median household income is $77,242, near the U.S. median near $78,000. Educational attainment sits at 24% bachelor's-or-above. Around 35% of renters are cost-burdened. The vacancy rate is 23.7% — elevated. The ZIP holds roughly 4,159 housing units. 7,277 residents call 55616 home, typically aged 45. DLRadar's demographic-stress index for the area reads 28/100. Home values center near $259,200, an affordability ratio of 3.1× — accessible.

Taken together, 55616 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.