ZIP 55731 Property Distress & Foreclosure Data

Lake County, Minnesota's ZIP 55731 registers 28/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100), climate & FEMA risk (63/100). On the structural side it scores 62/100, with 6/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (82/100), structural risk (62/100), institutional ownership (48/100). By contrast, mortgage stress (20/100) register low.

The market reads expansion — home values rose 5.9% year on year, and 16% higher over three years (phase confidence 31/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 12.0% live below the poverty line. About 5,292 people live here, median age 60. The vacancy rate is 43.4% — elevated. Around 43% of renters are cost-burdened. Households earn a median $62,900 — below the roughly $78,000 national figure. About 41% have a four-year degree. The tenure split is 75% owner-occupied to 25% rented. A median home runs $206,000 here, or 3.2 times local income. On demographic stress specifically, 55731 scores 31/100. The ZIP holds roughly 4,915 housing units.

Net-net, 55731 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.