ZIP 55782 Property Distress & Foreclosure Data

ZIP code 55782 in St. Louis County, Minnesota carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (85/100), structural risk (82/100), institutional ownership (62/100). By contrast, mortgage stress (25/100) register low. On the structural side it scores 82/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (79/100).

The market reads expansion — home values rose 7.1% year on year, 1.8% off the recent peak (phase confidence 47/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 82% owner-occupied to 18% rented. Around 6% of renters are cost-burdened. Households earn a median $55,658 — below the roughly $78,000 national figure. A median home runs $110,100 here, or 1.8 times local income. About 18% have a four-year degree. On demographic stress specifically, 55782 scores 20/100. Roughly 9.6% live below the poverty line. The ZIP holds roughly 265 housing units. The vacancy rate is 20.6% — elevated. About 439 people live here, median age 44.

Net-net, 55782 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.