ZIP 55708 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 55708 (St. Louis County, Minnesota) at a moderate 30/100 for overall property distress. Its standout signals are structural risk (65/100), institutional ownership (58/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) and construction/permit lag (22/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (71/100). Structural risk reads 65/100 against active distress of 7/100.

The market reads peak — home values rose 3.4% year on year, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $68,859, median income runs near typical U.S. levels. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 46% of tenant households. The demographic-stress sub-score lands at 23/100. Around 32% of adults hold a bachelor's degree or higher. The ZIP holds roughly 466 housing units. 84% of housing is owner-occupied. A median home runs $110,300 here, or 1.6 times local income. Population is roughly 850 with a median age of 39.

On the whole, 55708 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 55708 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 55708 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55708 can be compared directly against any other ZIP in St. Louis County, Minnesota or nationwide. Nothing here is interpolated — where a source is thin for 55708, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 30/100 for 55708 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 55708 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.