ZIP 55708 Property Distress & Foreclosure Data

Composite property distress in 55708 (St. Louis County, Minnesota) lands at 37/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (85/100), structural risk (82/100), institutional ownership (62/100). On the quiet end sit mortgage stress (25/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (79/100)). The latent-versus-live split is 82/100 structural and 7/100 already moving.

The expansion-phase market in 55708 posted values that rose 7.1% over the year, 1.8% off the recent peak (phase confidence 47/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $68,859, median income runs near typical U.S. levels. The poverty rate is 6.0% — low. The vacancy rate is 14.1% — elevated. Around 46% of renters are cost-burdened. The demographic-stress sub-score lands at 23/100. Around 32% of adults hold a bachelor's degree or higher. The ZIP holds roughly 466 housing units. 84% of housing is owner-occupied. The typical home is worth about $110,300 (1.6× income, relatively affordable). Population is roughly 850 with a median age of 39.

On the whole, 55708 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.