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ZIP 55708 Foreclosure, Tax-Lien & Distress Report

St. Louis County, Minnesota · High Vacancy market

DLRadar grades ZIP 55708 (St. Louis County, Minnesota) at a low 28/100 for overall property distress. Its standout signals are institutional ownership (60/100), structural risk (60/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (77/100). Structural risk reads 60/100 against active distress of 7/100.

The market reads peak — home values rose 3.4% year on year, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $68,859, median income runs near typical U.S. levels. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 46% of tenant households. The demographic-stress sub-score lands at 23/100. Around 32% of adults hold a bachelor's degree or higher. The ZIP holds roughly 466 housing units. 84% of housing is owner-occupied. A median home runs $110,300 here, or 1.6 times local income. Population is roughly 850 with a median age of 39.

On the whole, 55708 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 55708 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 55708 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55708 can be compared directly against any other ZIP in St. Louis County, Minnesota or nationwide. Nothing here is interpolated — where a source is thin for 55708, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 for 55708 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 55708 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

28/100
Composite stress
60/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 55708

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk92
Another 9 scored dimensions sit behind 55708

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

55708 at a glance

The live 55708 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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St. Louis County ZIPs near 55708

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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

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See every distressed parcel in 55708

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Rules-based scoring — each signal ties to a public dataset · methodology

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