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ZIP 55741 Foreclosure, Tax-Lien & Distress Report

St. Louis County, Minnesota · High Vacancy market

In St. Louis County, Minnesota, ZIP 55741 scores 28 of 100 for composite distress, a low level on DLRadar's distress index. Structural exposure scores 59 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (68/100). Its heaviest discrete signals: institutional ownership (60/100), structural risk (59/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) register low.

The market reads peak — home values rose 3.4% year on year, and 28% higher over three years (phase confidence 38/100). Topping markets hide individual distress behind strong averages.

2,933 residents call 55741 home, typically aged 55. Owners hold 88% of homes, renters 12%. Vacancy runs 19.8%, above the national norm and a classic distress-and-opportunity signal. Median household income is $66,528, below the U.S. median near $78,000. Home values center near $164,500, an affordability ratio of 2.3× — accessible. Roughly 9.4% live below the poverty line. The ZIP holds roughly 1,583 housing units. Rent burden reaches 25% of tenant households. On demographic stress specifically, 55741 scores 24/100. Around 19% of adults hold a bachelor's degree or higher.

Taken together, 55741 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 55741 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 55741's 28/100 can be lined up against any neighbor in St. Louis County, Minnesota or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 55741 shows blanks, not estimates, wherever the record is sparse.

Each component behind 55741 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. In workflow terms, 55741 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

28/100
Composite stress
59/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 55741

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk92
55741 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 55741 by the numbers

The live 55741 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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St. Louis County ZIPs near 55741

Nearest ZIP codes to 55741

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 55741

Keep going: ZIP, county and state distress coverage for St. Louis County, Minnesota.

Unlock the full ZIP 55741 acquisition report

Every distressed parcel in 55741 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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