ZIP 55765 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 55765 in St. Louis County, Minnesota comes in at 30, a moderate composite-distress reading. Structurally it carries 65/100, against 7/100 of stress already in motion. The pressure is most legible in structural risk (65/100), institutional ownership (58/100), mortgage stress (25/100). mortgage stress (25/100) and construction/permit lag (22/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (71/100)).

Prices here sit in a peak phase: values rose 3.4% over the trailing year (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 458 housing units. Rent burden reaches 8% of tenant households. About 755 people live here, median age 51. Vacancy runs 25.7%, above the national norm and a classic distress-and-opportunity signal. 91% of housing is owner-occupied. Households earn a median $73,750 — near the roughly $78,000 national figure. The poverty rate is 8.0%. The demographic-stress sub-score lands at 23/100. A median home runs $203,300 here, or 2.5 times local income. Educational attainment sits at 14% bachelor's-or-above.

Taken together, 55765 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 55765 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 55765 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 55765 stays directly comparable to neighboring ZIPs and the rest of St. Louis County, Minnesota. Nothing here is interpolated — where a source is thin for 55765, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

55765's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 55765 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.