ZIP 55765 Foreclosure, Tax-Lien & Distress Report
St. Louis County, Minnesota · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 55765 in St. Louis County, Minnesota comes in at 28, a low composite-distress reading. Structurally it carries 59/100, against 7/100 of stress already in motion. The pressure is most legible in institutional ownership (60/100), structural risk (59/100), mortgage stress (25/100). mortgage stress (25/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (68/100)).
Prices here sit in a peak phase: values rose 3.4% over the trailing year (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The ZIP holds roughly 458 housing units. Rent burden reaches 8% of tenant households. About 755 people live here, median age 51. Vacancy runs 25.7%, above the national norm and a classic distress-and-opportunity signal. 91% of housing is owner-occupied. Households earn a median $73,750 — near the roughly $78,000 national figure. The poverty rate is 8.0%. The demographic-stress sub-score lands at 23/100. A median home runs $203,300 here, or 2.5 times local income. Educational attainment sits at 14% bachelor's-or-above.
Taken together, 55765 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 55765 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The 55765 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 55765 stays directly comparable to neighboring ZIPs and the rest of St. Louis County, Minnesota. Nothing here is interpolated — where a source is thin for 55765, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
55765's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 55765 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 55765’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 55765 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent St. Louis County ZIP reports
Nearest ZIP codes to 55765
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Minnesota distress
Related ZIP, county and statewide reads linked to St. Louis County, Minnesota.
Open the complete 55765 acquisition file
Every distressed parcel in 55765 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology