ZIP 55738 Property Distress & Foreclosure Data

In St. Louis County, Minnesota, ZIP 55738 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 82 and live distress 7 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (79/100)). Its standout signals are construction/permit lag (85/100), structural risk (82/100), institutional ownership (62/100). On the quiet end sit mortgage stress (25/100).

The expansion-phase market in 55738 posted values that rose 7.1% over the year, 1.8% off the recent peak, at 47/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 584 with a median age of 50. 97% of housing is owner-occupied. Vacancy runs 21.4%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 24/100. The poverty rate is 10.1%. Around 16% of adults hold a bachelor's degree or higher. The typical home is worth about $167,400 (1.8× income, relatively affordable). Rent burden reaches 33% of tenant households. There are about 318 housing units across 55738. At $80,278, median income runs near typical U.S. levels.

On the whole, 55738 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.