Lake County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lake County, MN distress report, 2026: 9 ZIPs scored in Lake, MN, Lake, MN average 18/100; the top Lake, MN ZIP is 55602 at 27/100; Lake, MN market phase peak, Lake, MN prices +3.4% year over year.
- Lake, MN ranks #541 nationally (opportunity index); Lake, MN #1 in Minnesota; Lake, MN index 33.2.
- Lake, MN: no CFPB county sample; Lake, MN non-metro area reading 1.0%.
- Lake, MN ZIP phases: 9 peak.
- Lake, MN residential listings tracked: 18 across 8 ZIPs; Lake, MN candidate listings 11.
- Lake, MN lenders on watch: 1; largest Lake, MN footprint Park State Bank (2 branches).
- Lake, MN most distressed ZIP: 55602 at 27/100.
Lake, MN figures: DLRadar distress index; Lake, MN inputs: CFPB, FHFA, HUD, FDIC; Lake, MN rebuilt as sources refresh.
| Rank | Lake, MN ZIP | Score |
|---|---|---|
| 1 | 55602 | 27/100 |
| 2 | 55731 | 20/100 |
| 3 | 55796 | 20/100 |
| 4 | 55601 | 16/100 |
| 5 | 55603 | 16/100 |
| 6 | 55607 | 16/100 |
| 7 | 55609 | 16/100 |
| 8 | 55614 | 16/100 |
| 9 | 55616 | 16/100 |
Most distressed Lake, MN ZIPs (0-100, 2026)
Mortgage delinquency around Lake, MN
No CFPB county sample covers Lake, MN; the non-metro area reading for Lake, MN: 1.0% ninety-plus; Lake, MN area thirty-to-eighty-nine 2.2% (December 2025, Lake, MN); Minnesota overall 0.6%.
Opportunity index: Lake, MN
Lake, MN index 33.2, Lake, MN phase peak_opportunity; Lake, MN primary driver vacancy, Lake, MN second driver bank institutional. Lake, MN components: property stress 22.6, foreclosure pressure 22.6, listing discounts 34.7, bank stress 65.8, insurance 0.0; Lake, MN pulse 38.5; Lake, MN capital opportunity 25.3; Lake, MN seven-day change +0.2%.
ZIP market phases inside Lake, MN
9 Lake, MN ZIPs carry a price-cycle phase; Lake, MN ZIPs by phase (Lake, MN), deepest drawdown first: peak, +3.4% YoY (Lake, MN): 55601, 55602, 55603, 55607, Lake, MN 55609, 55614, 55616, 55731, Lake, MN 55796.
Residential listings by Lake, MN ZIP
Lake, MN ZIPs with the most tracked Lake, MN residential listings: 55603 7 listings, 6 candidates, bank pressure 66; 55616 7 listings, 3 candidates, bank pressure 70; 55614 2 listings, 0 candidates, bank pressure 66; 55607 1 listings, 1 candidates, bank pressure 66 (Lake, MN); 55731 1 listings, 1 candidates, bank pressure 70; 55601 0 listings, 0 candidates, bank pressure 66; 55609 0 listings, 0 candidates, bank pressure 66; 55796 0 listings, 0 candidates, bank pressure 70. Lake, MN totals: 18 listings; Lake, MN candidates 11; active ZIPs 1.
Lenders with branches in Lake, MN
Lake, MN lenders by branch count: Park State Bank (Lake, MN): stress 65, 2 branches low in Lake, MN.
Vacancy and permits, Lake, MN
2,507 of 7,449 Lake, MN housing units are vacant; Lake, MN permits, twelve months: 0 multifamily units in Lake, MN, 80 one-to-four unit units.
Work Lake, MN at the parcel level
Every Lake, MN parcel carries owner and address; every Lake, MN parcel carries APN; Lake, MN distress scores sit on the Lake, MN live board.
Lake, MN figures refresh with each source.
Lake, MN questions
Most distressed ZIP code in Lake County, MN?
ZIP 55602 leads Lake, MN at 27/100; next in Lake, MN: 55731 at 20/100; the Lake, MN average is 18/100.
Where does Lake County, MN rank for investment opportunity?
Lake, MN is #541 among all ranked counties, #1 in Minnesota; the Lake, MN driver is vacancy; Lake, MN moved down 83 places.
How many mortgages are delinquent in Lake County, MN?
Lake, MN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Lake, MN.
Which banks lend in Lake County, MN?
1 watched lenders hold Lake, MN branches; the largest Lake, MN footprints are Park State Bank (2).
More on Lake, MN
Lake County, MN distress report: public-record figures for Lake, MN; not legal advice for Lake, MN; not tax or investment advice; verify every Lake, MN record before acting.