Cook County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cook County, MN distress report, 2026: 6 ZIPs scored in Cook, MN, Cook, MN average 12/100; the top Cook, MN ZIP is 55604 at 12/100; Cook, MN market phase peak, Cook, MN prices +3.4% year over year.
- Cook, MN ranks #1,054 nationally (opportunity index); Cook, MN #5 in Minnesota; Cook, MN index 31.0.
- Cook, MN: no CFPB county sample; Cook, MN non-metro area reading 1.0%.
- Cook, MN ZIP phases: 6 peak.
- Cook, MN residential listings tracked: 3 across 6 ZIPs; Cook, MN candidate listings 3.
- Cook, MN HUD assisted properties: 1 with 24 units.
- Cook, MN lenders on watch: 2; largest Cook, MN footprint Grand Marais State Bank (2 branches).
- Cook, MN most distressed ZIP: 55604 at 12/100.
Cook, MN figures: DLRadar distress index; Cook, MN inputs: CFPB, FHFA, HUD, FDIC; Cook, MN rebuilt as sources refresh.
| Rank | Cook, MN ZIP | Score |
|---|---|---|
| 1 | 55604 | 12/100 |
| 2 | 55605 | 12/100 |
| 3 | 55606 | 12/100 |
| 4 | 55612 | 12/100 |
| 5 | 55613 | 12/100 |
| 6 | 55615 | 12/100 |
Most distressed Cook, MN ZIPs (0-100, 2026)
Mortgage delinquency around Cook, MN
No CFPB county sample covers Cook, MN; the non-metro area reading for Cook, MN: 1.0% ninety-plus; Cook, MN area thirty-to-eighty-nine 2.2% (December 2025, Cook, MN); Minnesota overall 0.6%.
Opportunity index: Cook, MN
Cook, MN index 31.0, Cook, MN phase early_signal; Cook, MN primary driver vacancy, Cook, MN second driver bank institutional. Cook, MN components: property stress 27.0, foreclosure pressure 27.5, listing discounts 15.9, bank stress 61.7, insurance 0.0; Cook, MN pulse 38.7; Cook, MN capital opportunity 19.4; Cook, MN seven-day change +0.4%.
ZIP market phases inside Cook, MN
6 Cook, MN ZIPs carry a price-cycle phase; Cook, MN ZIPs by phase (Cook, MN), deepest drawdown first: peak, +3.4% YoY (Cook, MN): 55604, 55605, 55606, 55612, Cook, MN 55613, 55615.
Residential listings by Cook, MN ZIP
Cook, MN ZIPs with the most tracked Cook, MN residential listings: 55604 1 listings, 1 candidates, bank pressure 73; 55613 1 listings, 1 candidates, bank pressure 73; 55615 1 listings, 1 candidates, bank pressure 73; 55605 0 listings, 0 candidates, bank pressure 73 (Cook, MN); 55606 0 listings, 0 candidates, bank pressure 73; 55612 0 listings, 0 candidates, bank pressure 73. Cook, MN totals: 3 listings; Cook, MN candidates 3; active ZIPs 0.
HUD assisted housing in Cook, MN
1 assisted properties with 24 units sit in Cook, MN; largest Cook, MN properties: Sawtooth Ridges (Grand Marais) 24 units, 23 assisted.
Lenders with branches in Cook, MN
Cook, MN lenders by branch count: Grand Marais State Bank (Cook, MN): stress 63, 2 branches low in Cook, MN; Security Stb Of Aitkin (Cook, MN): stress 82, 1 branch low in Cook, MN.
Vacancy and permits, Cook, MN
3,369 of 6,079 Cook, MN housing units are vacant; Cook, MN permits, twelve months: 0 multifamily units in Cook, MN, 67 one-to-four unit units.
Work Cook, MN at the parcel level
Every Cook, MN parcel carries owner and address; every Cook, MN parcel carries APN; Cook, MN distress scores sit on the Cook, MN live board.
Cook, MN figures refresh with each source.
Cook, MN questions
Most distressed ZIP code in Cook County, MN?
ZIP 55604 leads Cook, MN at 12/100; next in Cook, MN: 55605 at 12/100; the Cook, MN average is 12/100.
Where does Cook County, MN rank for investment opportunity?
Cook, MN is #1,054 among all ranked counties, #5 in Minnesota; the Cook, MN driver is vacancy; Cook, MN moved down 626 places.
How many mortgages are delinquent in Cook County, MN?
Cook, MN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Cook, MN.
Which banks lend in Cook County, MN?
2 watched lenders hold Cook, MN branches; the largest Cook, MN footprints are Grand Marais State Bank (2), Security Stb Of Aitkin (1).
More on Cook, MN
Cook County, MN distress report: public-record figures for Cook, MN; not legal advice for Cook, MN; not tax or investment advice; verify every Cook, MN record before acting.