Northeast Bank (FDIC #16659): Bank Stress & Real-Estate Credit Exposure

Northeast Bank (FDIC Cert #16659): bank stress 67/100, elevated, STABLE over 7 days; parent NORTHEAST SECURITIES CORP.

Northeast Bank (#16659) lends in 3 counties across 1 state; Northeast Bank (#16659) reaches 112 ZIP codes: Minnesota 3 counties, 112 ZIPs.

Northeast Bank (#16659) largest markets: Hennepin County, MN (73 branches, 73 ZIPs) (#16659), Ramsey County, MN (27 branches, 27 ZIPs) (#16659), Anoka County, MN (20 branches, 20 ZIPs) (#16659).

Northeast Bank (#16659) reports $837.3 million in total assets; Northeast Bank (#16659) equity $70.0 million (8.4% of Northeast Bank (#16659) assets); Northeast Bank (#16659) domestic deposits $760.7 million; Northeast Bank (#16659) net income $6.2 million; Northeast Bank (#16659) return on assets 1.49%; Northeast Bank (#16659) return on equity 18.05%; Northeast Bank (#16659) net interest income $16.6 million; Northeast Bank (#16659) call report June 30, 2026.

Northeast Bank (#16659) noncurrent real-estate loans: none reported; Northeast Bank (#16659) net charge-offs on real estate 0.21%; Northeast Bank (#16659) residential charge-offs 0.22%.

Northeast Bank (#16659) net interest margin 4.08% against an eight-quarter Northeast Bank (#16659) average of 3.80% (Northeast Bank (#16659) compression -0.28 points); Northeast Bank (#16659) non-residential real estate 21.8% of equity; Northeast Bank (#16659) rate-exposure score 40/100, Northeast Bank (#16659) fixed-rate trap 40/100; Northeast Bank (#16659) risk type credit driven; Northeast Bank (#16659) rate regime rates elevated, Northeast Bank (#16659) snapshot October 20, 2026.

Northeast Bank (#16659) stress score moved from 66.7 on June 22, 2026 to 66.6 on October 20, 2026; Northeast Bank (#16659) ranged 66.6 to 66.7 over 117 snapshots.

Northeast Bank (#16659) alerts: 2 counties; top Northeast Bank (#16659) alert scores: Minneapolis County, MN 24 (low); Saint Paul County, MN 24 (low).