North American Banking Co (FDIC #34836): Bank Stress & Real-Estate Credit Exposure
North American Banking Co (FDIC Cert #34836): bank stress 59/100, moderate, STABLE over 7 days; parent N A CORP.
North American Banking Co (#34836) lends in 4 counties across 1 state; North American Banking Co (#34836) reaches 134 ZIP codes: Minnesota 4 counties, 134 ZIPs.
North American Banking Co (#34836) largest markets: Hennepin County, MN (146 branches, 73 ZIPs) (#34836), Ramsey County, MN (54 branches, 27 ZIPs) (#34836), Dakota County, MN (22 branches, 22 ZIPs) (#34836), Washington County, MN (19 branches, 19 ZIPs) (#34836).
North American Banking Co (#34836) reports $1.47 billion in total assets; North American Banking Co (#34836) equity $100.0 million (6.8% of North American Banking Co (#34836) assets); North American Banking Co (#34836) domestic deposits $1.09 billion; North American Banking Co (#34836) net income $15.6 million; North American Banking Co (#34836) return on assets 2.13%; North American Banking Co (#34836) return on equity 32.00%; North American Banking Co (#34836) net interest income $21.0 million; North American Banking Co (#34836) call report June 30, 2026.
North American Banking Co (#34836) noncurrent real-estate loans 0.03% of its book; North American Banking Co (#34836) net charge-offs on real estate 0.67%; North American Banking Co (#34836) residential charge-offs 0.92%.
North American Banking Co (#34836) net interest margin 3.08% against an eight-quarter North American Banking Co (#34836) average of 2.26% (North American Banking Co (#34836) compression -0.82 points); North American Banking Co (#34836) real-estate loans 2.6% of equity; North American Banking Co (#34836) non-residential real estate 92.4% of equity; North American Banking Co (#34836) rate-exposure score 40/100, North American Banking Co (#34836) fixed-rate trap 40/100; North American Banking Co (#34836) risk type credit driven; North American Banking Co (#34836) rate regime rates elevated, North American Banking Co (#34836) snapshot October 20, 2026.
North American Banking Co (#34836) stress score moved from 62.8 on June 22, 2026 to 58.7 on October 20, 2026; North American Banking Co (#34836) ranged 58.7 to 62.8 over 117 snapshots.
North American Banking Co (#34836) alerts: 3 counties; top North American Banking Co (#34836) alert scores: Hastings County, MN 24 (low); Osseo County, MN 24 (low); Saint Paul County, MN 24 (low).