United Prairie Bank (FDIC #10958): Bank Stress & Real-Estate Credit Exposure
United Prairie Bank (FDIC Cert #10958): bank stress 61/100, elevated, STABLE over 7 days; parent FARMERS STATE CORP.
United Prairie Bank (#10958) lends in 8 counties across 1 state; United Prairie Bank (#10958) reaches 96 ZIP codes: Minnesota 8 counties, 96 ZIPs.
United Prairie Bank (#10958) largest markets: Blue Earth County, MN (20 branches, 20 ZIPs) (#10958), Nobles County, MN (34 branches, 17 ZIPs) (#10958), Kandiyohi County, MN (16 branches, 16 ZIPs) (#10958), Waseca County, MN (13 branches, 13 ZIPs) (#10958), Cottonwood County, MN (26 branches, 13 ZIPs) (#10958), Steele County, MN (11 branches, 11 ZIPs) (#10958).
United Prairie Bank (#10958) reports $939.3 million in total assets; United Prairie Bank (#10958) equity $96.0 million (10.2% of United Prairie Bank (#10958) assets); United Prairie Bank (#10958) domestic deposits $788.4 million; United Prairie Bank (#10958) net income $6.9 million; United Prairie Bank (#10958) return on assets 1.45%; United Prairie Bank (#10958) return on equity 14.62%; United Prairie Bank (#10958) net interest income $18.7 million; United Prairie Bank (#10958) call report June 30, 2026.
United Prairie Bank (#10958) noncurrent real-estate loans: none reported; United Prairie Bank (#10958) net charge-offs on real estate 0.96%.
United Prairie Bank (#10958) net interest margin 4.11% against an eight-quarter United Prairie Bank (#10958) average of 3.58% (United Prairie Bank (#10958) compression -0.53 points); United Prairie Bank (#10958) rate-exposure score 40/100, United Prairie Bank (#10958) fixed-rate trap 40/100; United Prairie Bank (#10958) risk type credit driven; United Prairie Bank (#10958) rate regime rates elevated, United Prairie Bank (#10958) snapshot October 19, 2026.
United Prairie Bank (#10958) stress score moved from 63.8 on June 22, 2026 to 60.9 on October 19, 2026; United Prairie Bank (#10958) ranged 60.9 to 63.8 over 116 snapshots.
United Prairie Bank (#10958) alerts: 8 counties; top United Prairie Bank (#10958) alert scores: Waseca County, MN 43 (moderate); Madison County, MN 22 (low); Mankato County, MN 22 (low); New Ulm County, MN 22 (low); Owatonna County, MN 22 (low).