First Nb Minnesota (FDIC #5247): Bank Stress & Real-Estate Credit Exposure
First Nb Minnesota (FDIC Cert #5247): bank stress 64/100, elevated, STABLE over 7 days; parent BANCOMMUNITY SERVICE CORP.
First Nb Minnesota (#5247) lends in 4 counties across 1 state; First Nb Minnesota (#5247) reaches 48 ZIP codes: Minnesota 4 counties, 48 ZIPs.
First Nb Minnesota (#5247) largest markets: Blue Earth County, MN (20 branches, 20 ZIPs) (#5247), Sibley County, MN (16 branches, 16 ZIPs) (#5247), Nicollet County, MN (10 branches, 10 ZIPs) (#5247), Scott County, MN (10 branches, 10 ZIPs) (#5247).
First Nb Minnesota (#5247) reports $437.8 million in total assets; First Nb Minnesota (#5247) equity $43.3 million (9.9% of First Nb Minnesota (#5247) assets); First Nb Minnesota (#5247) domestic deposits $373.1 million; First Nb Minnesota (#5247) net income $3.0 million; First Nb Minnesota (#5247) return on assets 1.35%; First Nb Minnesota (#5247) return on equity 13.83%; First Nb Minnesota (#5247) net interest income $8.5 million; First Nb Minnesota (#5247) call report June 30, 2026.
First Nb Minnesota (#5247) noncurrent real-estate loans 0.09% of its book; First Nb Minnesota (#5247) residential 0.23%; First Nb Minnesota (#5247) net charge-offs on real estate 1.09%; First Nb Minnesota (#5247) residential charge-offs 2.63%.
First Nb Minnesota (#5247) net interest margin 4.15% against an eight-quarter First Nb Minnesota (#5247) average of 3.78% (First Nb Minnesota (#5247) compression -0.37 points); First Nb Minnesota (#5247) real-estate loans 9.1% of equity; First Nb Minnesota (#5247) non-residential real estate 263.5% of equity; First Nb Minnesota (#5247) rate-exposure score 40/100, First Nb Minnesota (#5247) fixed-rate trap 40/100; First Nb Minnesota (#5247) risk type credit driven; First Nb Minnesota (#5247) rate regime rates elevated, First Nb Minnesota (#5247) snapshot October 19, 2026.
First Nb Minnesota (#5247) stress score moved from 61.2 on June 22, 2026 to 63.9 on October 19, 2026; First Nb Minnesota (#5247) ranged 61.2 to 63.9 over 116 snapshots.
First Nb Minnesota (#5247) alerts: 4 counties; top First Nb Minnesota (#5247) alert scores: Belle Plaine County, MN 23 (low); Gaylord County, MN 23 (low); Mankato County, MN 23 (low); Saint Peter County, MN 23 (low).