Profinium Inc (FDIC #1905): Bank Stress & Real-Estate Credit Exposure

Profinium Inc (FDIC Cert #1905): bank stress 74/100, elevated, STABLE over 7 days; parent PROFINIUM FINL HOLDINGS INC.

Profinium Inc (#1905) lends in 3 counties across 1 state; Profinium Inc (#1905) reaches 45 ZIP codes: Minnesota 3 counties, 45 ZIPs.

Profinium Inc (#1905) largest markets: Blue Earth County, MN (20 branches, 20 ZIPs) (#1905), Martin County, MN (30 branches, 15 ZIPs) (#1905), Steele County, MN (11 branches, 11 ZIPs) (#1905).

Profinium Inc (#1905) reports $533.1 million in total assets; Profinium Inc (#1905) equity $49.6 million (9.3% of Profinium Inc (#1905) assets); Profinium Inc (#1905) domestic deposits $455.1 million; Profinium Inc (#1905) net income $2.4 million; Profinium Inc (#1905) return on assets 0.92%; Profinium Inc (#1905) return on equity 10.09%; Profinium Inc (#1905) net interest income $8.5 million; Profinium Inc (#1905) call report June 30, 2026.

Profinium Inc (#1905) noncurrent real-estate loans 0.06% of its book; Profinium Inc (#1905) residential -0.09%; Profinium Inc (#1905) net charge-offs on real estate 0.04%.

Profinium Inc (#1905) net interest margin 3.47% against an eight-quarter Profinium Inc (#1905) average of 3.15% (Profinium Inc (#1905) compression -0.32 points); Profinium Inc (#1905) real-estate loans 6.0% of equity; Profinium Inc (#1905) rate-exposure score 40/100, Profinium Inc (#1905) fixed-rate trap 40/100; Profinium Inc (#1905) risk type credit driven; Profinium Inc (#1905) rate regime rates elevated, Profinium Inc (#1905) snapshot October 19, 2026.

Profinium Inc (#1905) stress score moved from 77.3 on June 22, 2026 to 74.5 on October 20, 2026; Profinium Inc (#1905) ranged 74.5 to 77.3 over 117 snapshots.

Profinium Inc (#1905) alerts: 3 counties; top Profinium Inc (#1905) alert scores: Mankato County, MN 25 (low); Owatonna County, MN 25 (low); Truman County, MN 25 (low).