Security Bank Midwest (FDIC #485): Bank Stress & Real-Estate Credit Exposure
Security Bank Midwest (FDIC Cert #485): bank stress 78/100, severe, STABLE over 7 days; parent MIDWEST BANCSHARES INC.
Security Bank Midwest (#485) lends in 4 counties across 2 states; Security Bank Midwest (#485) reaches 45 ZIP codes: South Dakota 3 counties, 31 ZIPs; Minnesota 1 county, 14 ZIPs.
Security Bank Midwest (#485) largest markets: Turner County, SD (30 branches, 15 ZIPs) (#485), Jackson County, MN (28 branches, 14 ZIPs) (#485), Lincoln County, SD (12 branches, 12 ZIPs) (#485), Bon Homme County, SD (7 branches, 7 ZIPs) (#485).
Security Bank Midwest (#485) reports $304.1 million in total assets; Security Bank Midwest (#485) equity $28.6 million (9.4% of Security Bank Midwest (#485) assets); Security Bank Midwest (#485) domestic deposits $238.8 million; Security Bank Midwest (#485) net income $1.2 million; Security Bank Midwest (#485) return on assets 0.73%; Security Bank Midwest (#485) return on equity 8.18%; Security Bank Midwest (#485) net interest income $5.1 million; Security Bank Midwest (#485) call report June 30, 2026.
Security Bank Midwest (#485) noncurrent real-estate loans: none reported; Security Bank Midwest (#485) net charge-offs on real estate 0.36%.
Security Bank Midwest (#485) net interest margin 3.55% against an eight-quarter Security Bank Midwest (#485) average of 3.33% (Security Bank Midwest (#485) compression -0.22 points); Security Bank Midwest (#485) rate-exposure score 40/100, Security Bank Midwest (#485) fixed-rate trap 40/100; Security Bank Midwest (#485) risk type credit driven; Security Bank Midwest (#485) rate regime rates elevated, Security Bank Midwest (#485) snapshot October 19, 2026.
Security Bank Midwest (#485) stress score moved from 73.9 on June 22, 2026 to 78 on October 19, 2026; Security Bank Midwest (#485) ranged 73.9 to 78 over 116 snapshots.
Security Bank Midwest (#485) alerts: 4 counties; top Security Bank Midwest (#485) alert scores: Jackson County, SD 60 (elevated); Lennox County, SD 25 (low); Tyndall County, SD 25 (low); Viborg County, SD 25 (low).