Think Mutual Bank (FDIC #58536): Bank Stress & Real-Estate Credit Exposure

Think Mutual Bank (FDIC Cert #58536): bank stress 59/100, moderate, STABLE over 7 days.

Think Mutual Bank (#58536) lends in 3 counties across 1 state; Think Mutual Bank (#58536) reaches 116 ZIP codes: Minnesota 3 counties, 116 ZIPs.

Think Mutual Bank (#58536) largest markets: Hennepin County, MN (73 branches, 73 ZIPs) (#58536), Dakota County, MN (44 branches, 22 ZIPs) (#58536), Olmsted County, MN (126 branches, 21 ZIPs) (#58536).

Think Mutual Bank (#58536) reports $2.23 billion in total assets; Think Mutual Bank (#58536) equity $343.4 million (15.4% of Think Mutual Bank (#58536) assets); Think Mutual Bank (#58536) domestic deposits $1.86 billion; Think Mutual Bank (#58536) net income $7.1 million; Think Mutual Bank (#58536) return on assets 0.63%; Think Mutual Bank (#58536) return on equity 4.15%; Think Mutual Bank (#58536) net interest income $30.1 million; Think Mutual Bank (#58536) call report June 30, 2026.

Think Mutual Bank (#58536) noncurrent real-estate loans: none reported; Think Mutual Bank (#58536) net charge-offs on real estate 0.25%.

Think Mutual Bank (#58536) net interest margin 2.85% against an eight-quarter Think Mutual Bank (#58536) average of 2.68% (Think Mutual Bank (#58536) compression -0.17 points); Think Mutual Bank (#58536) rate-exposure score 40/100, Think Mutual Bank (#58536) fixed-rate trap 40/100; Think Mutual Bank (#58536) risk type credit driven; Think Mutual Bank (#58536) rate regime rates elevated, Think Mutual Bank (#58536) snapshot October 19, 2026.

Think Mutual Bank (#58536) stress score moved from 60.3 on June 22, 2026 to 58.8 on October 19, 2026; Think Mutual Bank (#58536) ranged 58.8 to 60.3 over 116 snapshots.

Think Mutual Bank (#58536) alerts: 3 counties; top Think Mutual Bank (#58536) alert scores: Minneapolis County, MN 22 (low); Rochester County, MN 22 (low); Saint Paul County, MN 22 (low).